ENS Med., P.C. v. Nationwide Ins. Co.

Headline: Medical practice wins breach of contract claim against Nationwide Insurance for unpaid services.

Citation: 2026 NY Slip Op 26033

Court: New York Appellate Division · Filed: 2026-02-13 · Docket: Index No. 504169/2024
Published
Outcome: Plaintiff Win
Impact Score: 65/100 — Moderate impact: This case has notable implications for related legal matters.
Legal Topics: insurance lawbreach of contracthealth insurancemedical billing

Case Summary

This case involves a dispute between a medical practice, ENS Med., P.C., and an insurance company, Nationwide Insurance Co. ENS Med. provided medical services to patients who were insured by Nationwide. ENS Med. submitted bills to Nationwide for these services. Nationwide paid some of these bills but denied others, claiming they were not medically necessary or were improperly billed. ENS Med. sued Nationwide, arguing that the insurance company breached its contract by failing to pay for the services rendered. The court examined the terms of the insurance policy and the evidence presented by both parties regarding the medical necessity and billing of the services. Ultimately, the court found that Nationwide had improperly denied payment for certain services and ordered Nationwide to pay ENS Med. the outstanding amounts.

AI-generated summary for informational purposes only. Not legal advice. May contain errors. Consult a licensed attorney for legal advice.

Key Holdings

The court established the following key holdings in this case:

  1. An insurance company breached its contract by improperly denying payment for medical services that were covered under the policy.
  2. The medical necessity of services, as determined by the treating physician, is a key factor in determining coverage under an insurance policy.

Entities and Participants

Parties

  • ENS Med., P.C. (company)
  • Nationwide Ins. Co. (company)

Frequently Asked Questions (4)

Comprehensive Q&A covering every aspect of this court opinion.

Basic Questions (4)

Q: What was the main issue in this case?

The main issue was whether Nationwide Insurance Co. had breached its contract with ENS Med., P.C. by failing to pay for medical services that ENS Med. had provided to its insured patients.

Q: What did ENS Med., P.C. claim?

ENS Med., P.C. claimed that Nationwide Insurance Co. improperly denied payment for medical services, thereby breaching their contractual agreement.

Q: What was Nationwide Insurance Co.'s defense?

Nationwide Insurance Co. argued that the services were not medically necessary or were improperly billed, which justified their denial of payment.

Q: What did the court decide?

The court decided in favor of ENS Med., P.C., finding that Nationwide Insurance Co. had improperly denied payment and ordering them to pay the outstanding amounts.

Case Details

Case NameENS Med., P.C. v. Nationwide Ins. Co.
Citation2026 NY Slip Op 26033
CourtNew York Appellate Division
Date Filed2026-02-13
Docket NumberIndex No. 504169/2024
Precedential StatusPublished
OutcomePlaintiff Win
Impact Score65 / 100
Legal Topicsinsurance law, breach of contract, health insurance, medical billing
Jurisdictionny

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AI-generated summary for informational purposes only. Not legal advice. May contain errors. Consult a licensed attorney for legal advice.

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