Browse 24 insurance policy interpretation cases decided by Florida District Court of Appeal. AI-powered summaries, holdings, and legal analysis.
Appellate Court Affirms Coverage for Water Damage Claim Due to Ambiguous Exclusion
Well Done Mitigation LLC A/A/O Danielle Harvard v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on April 23, 2026, resulted in a plaintiff win outcome. This cas...
Water Damage Exclusion Ambiguous in Insurance Policy
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on April 22, 2026, resulted in a reversed outcome. The core dispute centered on whether Uni...
Out-of-state emergency care not covered by out-of-network policy
Worldwide Aircraft Services, Inc., D/B/A Jet ICU v. Louisiana Health Services & Indemnity Company, D/B/A Blue Cross and Blue Shield of Louisiana, decided by Florida District Court of Appeal on April 1...
Insurance policy exclusion for mold bars coverage for ensuing water damage.
Jose Quinones and Nancy Quinones v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on April 16, 2026, resulted in a defendant win outcome. The core disp...
Citizens Property Insurance must cover water damage not excluded by policy terms.
Citizens Property Insurance Corporation v. Alejandro Luzardo Villasmil and Anthony Jose Ferrer, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. The ...
Anti-concurrent causation clause ambiguous, insurer must cover water damage
Manuel Lastra v. Universal Property & Casualty Insurance Company, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. This case concerns whether a homeo...
Appellate Court Affirms Dismissal of Homeowner's Claims Against Construction and Insurance Companies
Allan Comrie v. Hubbard Construction Company, the Lane Construction Corporation, Florida Department of Transportation, Citizens Property Insurance Corporation, and Homeowners Choice Property and Casua...
Appellate court affirms denial of water damage claim based on 'wear and tear' exclusion
Carlos Escobar v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The plaintiff, Carlos Escobar, sued Citiz...
ERISA does not preempt state law breach of fiduciary duty claims against insurers.
M.A. v. UnitedHealthcare of Florida, Inc., decided by Florida District Court of Appeal on March 25, 2026, resulted in a plaintiff win outcome. This case concerns whether a health insurance plan govern...
Appellate Court Rules Mold Exclusion Ambiguous, Reverses Insurer's Win
SafePoint Insurance Company v. Riley Ellison, Jr., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on whether SafePoint Insurance ...
Insurance policy exclusions for data breach are ambiguous, court rules
Infinity Auto Insurance Company v. Health & Wellness Evolution Company, Etc., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on w...
Insurance policy covers water damage not excluded as a flood
All Dry USA v. Fred Savell and Mary Savell, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The appellate court affirmed the trial court's decision,...
Appellate Court Affirms Insurer's Denial of Water Damage Claim
Barbara Byron v. State Farm Florida Insurance Company, decided by Florida District Court of Appeal on March 24, 2026, resulted in a defendant win outcome. The core dispute centered on whether State Fa...
Named Peril Insurance Coverage Denied for Gradual Water Leak
Graham v. Hillsborough County Sheriff's Office/Commercial Risk Management, Inc., decided by Florida District Court of Appeal on March 20, 2026, resulted in a defendant win outcome. This case concerns ...
Misrepresentation on Insurance Application Justifies Coverage Denial
Typtap Insurance Company v. Eliot Appel and Amy Appel, decided by Florida District Court of Appeal on March 19, 2026, resulted in a defendant win outcome. This case concerns whether an insurance compa...
Water damage exclusion doesn't bar coverage for ensuing loss from leak
Universal Property & Casualty Insurance Company v. Tenon Fulton, decided by Florida District Court of Appeal on March 19, 2026, resulted in a plaintiff win outcome. The core dispute centered on whethe...
FIGA coverage is derivative, not new; sinkhole damage excluded
Robert Gruenthal and Julia Gruenthal v. Florida Insurance Guaranty Association, decided by Florida District Court of Appeal on March 19, 2026, resulted in a defendant win outcome. The Gruenthals sued ...
Insurer must defend homeowner in dog bite suit; policy exclusion inapplicable
Homeowner's Choice Property & Casualty Ins. Co. v. Deborah Oakes, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute centered on wheth...
Insurance duty to defend prior acts exclusion does not apply to termination during policy period
Purple Pride, Inc., First Protective Insurance Company v. Burgess, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute involved whether...
Insurance policy exclusion bars coverage for wrongful termination claims
Purple Pride, Inc., First Protective Insurance Company v. Burgess, decided by Florida District Court of Appeal on March 18, 2026, resulted in a defendant win outcome. The core dispute involved whether...
All Risks Policy Doesn't Cover Gradual Deterioration
Publix Super Markets, Inc. v. the Charter Oak Fire Insurance Company, Tri-County Sweeping Services, Inc., and Travelers Property Casualty Company of America, decided by Florida District Court of Appea...
Insurance policy exclusions for wear and tear bar water damage claim.
Riley Love v. Florida Family Insurance Company, decided by Florida District Court of Appeal on March 11, 2026, resulted in a defendant win outcome. The core dispute centered on whether Florida Family ...
Subcontractor's insurer has no duty to defend based on complaint allegations
Jon M. Hall Company, LLC v. Neal Communities of Southwest Florida, LLC, Great Midwest Insurance Company, decided by Florida District Court of Appeal on March 11, 2026, resulted in a defendant win outc...
Appellate court affirms ruling in favor of medical center over auto insurer
Infinity Auto Insurance Company v. SOS Medical Center D/B/A Cima Medical Center A/A/O Clendie Ulysse, decided by Florida District Court of Appeal on March 5, 2026, resulted in a plaintiff win outcome....
CaseLawBrief currently tracks 24 insurance policy interpretation cases from Florida District Court of Appeal. This number is updated as new opinions are published.
Outcome breakdown: Plaintiff Win: 8, Reversed: 1, Defendant Win: 13, Mixed: 2.
Each case page on CaseLawBrief includes an AI-generated plain English summary, key holdings, and legal analysis. Click any case above to read its full analysis.