Explore 8 insurance policy interpretation court cases in Illinois. AI-powered summaries, key holdings, and legal analysis.
Intentional Act Exclusion Requires Intent to Cause Harm, Not Just Intent to Act
United Equitable Insurance Co. v. Steward, decided by Illinois Appellate Court on April 22, 2026, resulted in a reversed outcome. The core dispute involved whether an insurance policy's "intentional a...
Water damage denial affirmed based on policy exclusions
Schaff v. Travelers Home and Marine Insurance Company, decided by Illinois Appellate Court on November 21, 2025, resulted in a defendant win outcome. The plaintiff, Schaff, sued Travelers Home and Mar...
Insured's delayed notice forfeits insurance coverage
Safeway Insurance Co. v. Ebijimi, decided by Illinois Appellate Court on September 30, 2025, resulted in a defendant win outcome. The Illinois Appellate Court affirmed the trial court's decision to gr...
Earth Movement Exclusion Trumps Windstorm Coverage in Insurance Dispute
Niemiec v. Markel Insurance Co., decided by Illinois Appellate Court on September 16, 2025, resulted in a defendant win outcome. The plaintiff, Niemiec, sought coverage under an insurance policy issue...
Named Driver Exclusion in Auto Policy Upheld
Monroy-Perez v. Sentry Select Insurance Co., decided by Illinois Appellate Court on May 13, 2025, resulted in a defendant win outcome. The plaintiff, Monroy-Perez, sued Sentry Select Insurance Co. aft...
Water Damage Claim Denied: Policy Exclusion for Flood Upheld
Xiang Zhao v. State Farm Fire & Casualty Co., decided by Illinois Appellate Court on May 12, 2025, resulted in a defendant win outcome. The plaintiff, Xiang Zhao, sued State Farm Fire & Casualty Co. a...
Water damage exclusion in insurance policy upheld
Ahlgren v. Stonegate Insurance Co., Inc., decided by Illinois Appellate Court on April 8, 2025, resulted in a defendant win outcome. The plaintiff, Ahlgren, sued Stonegate Insurance Co. for breach of ...
Insurance policy exclusions bar COVID-19 business interruption claims
Chicago Restaurant Management Group, LLC v. Great American Insurance Co., decided by Illinois Appellate Court on March 5, 2025, resulted in a defendant win outcome. The plaintiff, Chicago Restaurant M...
CaseLawBrief currently tracks 8 insurance policy interpretation cases from courts in Illinois. New cases are added as opinions are published.
Courts deciding insurance policy interpretation cases in Illinois include: illappct (8 cases).
Outcome breakdown: Reversed: 1, Defendant Win: 7.