Intentional Act Exclusion Requires Intent to Cause Harm, Not Just Intent to Act
illappct · 2026-04-22 · Reversed · Impact: 65/100
United Equitable Insurance Co. v. Steward, decided by Illinois Appellate Court on April 22, 2026, resulted in a reversed outcome. The core dispute involved whether an insurance policy's "intentional a...
Appellate Court Affirms Dismissal of Homeowner's Claims Against Construction and Insurance Companies
fladistctapp · 2026-04-14 · Defendant Win · Impact: 25/100
Allan Comrie v. Hubbard Construction Company, the Lane Construction Corporation, Florida Department of Transportation, Citizens Property Insurance Corporation, and Homeowners Choice Property and Casua...
Appellate court affirms denial of insurance claim based on policy exclusion
texapp · 2026-04-09 · Defendant Win · Impact: 20/100
Esdras Nehemias Pineda Orellana v. National Specialty Insurance Company, decided by Texas Court of Appeals on April 9, 2026, resulted in a defendant win outcome. The plaintiff, Esdras Nehemias Pineda ...
Insurance policy exclusion for "flood" bars water damage claim
ohioctapp · 2026-02-19 · Defendant Win · Impact: 15/100
Cleary v. Nationwide Mut. Ins. Co., decided by Ohio Court of Appeals on February 19, 2026, resulted in a defendant win outcome. The plaintiff, Cleary, sued Nationwide for breach of contract and bad fa...
Water damage exclusion in insurance policy upheld
ohioctapp · 2026-02-10 · Defendant Win · Impact: 15/100
Barker v. USAA Gen. Indemn. Co., decided by Ohio Court of Appeals on February 10, 2026, resulted in a defendant win outcome. The plaintiff, Barker, sued USAA for breach of contract and bad faith after...
Insurance policy's flood exclusion covers surface water damage
ohioctapp · 2025-11-10 · Defendant Win · Impact: 20/100
Leonard v. State Farm Fire & Cas. Co, decided by Ohio Court of Appeals on November 10, 2025, resulted in a defendant win outcome. The core dispute centered on whether State Farm Fire & Casualty Compan...
Intentional Injury Exclusion Does Not Bar Negligent Entrustment Claims
nc · 2025-10-17 · Plaintiff Win · Impact: 65/100
Southland Nat'l Ins. Corp. v. Lindberg, decided by North Carolina Supreme Court on October 17, 2025, resulted in a plaintiff win outcome. The core dispute involved whether an insurance policy's "inten...
Homeowners Policy Covers Fraudulent Acts by Third Parties
calctapp · 2025-10-01 · Plaintiff Win · Impact: 30/100
People v. U.S. Fire Ins. Co., decided by California Court of Appeal on October 1, 2025, resulted in a plaintiff win outcome. The plaintiff, a victim of a fraudulent scheme, sought to recover damages f...
Water Damage Claim Denial Upheld Due to Flood Exclusion
calctapp · 2025-09-08 · Defendant Win · Impact: 15/100
Davis v. CSAA Ins. Exchange, decided by California Court of Appeal on September 8, 2025, resulted in a defendant win outcome. The plaintiff, Davis, sued CSAA Insurance Exchange after their claim for w...
Auto policy's collision coverage doesn't cover falling tree limb damage
ca4 · 2025-08-25 · Defendant Win · Impact: 15/100
Lynn Freeman v. Progressive Direct Insurance Company, decided by Fourth Circuit on August 25, 2025, resulted in a defendant win outcome. The Fourth Circuit affirmed the district court's grant of summa...
COVID-19 Business Interruption Claims Not Covered Under 'Direct Physical Loss' Policy
ca1 · 2025-07-29 · Defendant Win · Impact: 60/100
Appleton v. National Union Fire Ins. Co. of Pittsburgh, PA, decided by First Circuit on July 29, 2025, resulted in a defendant win outcome. The First Circuit affirmed the district court's grant of sum...
Sixth Circuit Affirms State Farm's Denial of Insurance Claim
ca6 · 2025-07-25 · Defendant Win · Impact: 15/100
Monica Gray v. State Farm Mutual Auto Ins. Co., decided by Sixth Circuit on July 25, 2025, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's grant of summary judgmen...
Insurance policy exclusion bars claim; no bad faith found
mass · 2025-05-30 · Defendant Win · Impact: 15/100
Raymond Wilson, Third v. Commerce Insurance Company, decided by Massachusetts Supreme Judicial Court on May 30, 2025, resulted in a defendant win outcome. The plaintiff, Raymond Wilson III, sued Comme...
Court Upholds Insurer's Denial of Coverage for Experimental Treatment
ca6 · 2025-05-08 · Defendant Win · Impact: 25/100
BlueCross BlueShield of Tenn. v. Christopher Nicolopoulos, decided by Sixth Circuit on May 8, 2025, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's decision to gra...
Insurance policy exclusions bar COVID-19 business interruption claims
illappct · 2025-03-05 · Defendant Win · Impact: 25/100
Chicago Restaurant Management Group, LLC v. Great American Insurance Co., decided by Illinois Appellate Court on March 5, 2025, resulted in a defendant win outcome. The plaintiff, Chicago Restaurant M...