Explore 13 court opinions on Credit Reporting Accuracy. AI-powered plain English summaries, key holdings, and legal analysis.
13 recent cases analyzed in this topic area.
Credit Union Not Liable for Alleged Debt Reporting Violations
Ernest Garcia v. Westex Community Credit Union, decided by Texas Court of Appeals on April 15, 2026, resulted in a defendant win outcome. The plaintiff, Ernest Garcia, sued Westex Community Credit Uni...
Court Affirms Summary Judgment for Debt Collector Against Consumer Claims
Patrick Jerome Chargualaf v. TTCU, decided by Texas Court of Appeals on April 7, 2026, resulted in a defendant win outcome. The plaintiff, Patrick Jerome Chargualaf, sued TTCU for alleged violations o...
Appellate court affirms summary judgment for Wells Fargo in FCRA and FDUTPA case
Lilian Hytower v. Wells Fargo Bank, N.A., decided by Florida District Court of Appeal on March 12, 2026, resulted in a defendant win outcome. The plaintiff, Lilian Hytower, sued Wells Fargo Bank, N.A....
Appellate Court Affirms Dismissal of FCRA and State Law Claims Against Discover Bank
Nataly Riera Garcia v. Discover Bank, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. The plaintiff, Nataly Riera Garcia, sued Discover Bank alleging...
Credit unions did not violate FCRA by accessing credit reports without permissible purpose.
Pichardo v. Tax Federal Credit Union, Railroad & Industrial Federal Credit Union, decided by Florida District Court of Appeal on February 20, 2026, resulted in a defendant win outcome. The plaintiff, ...
Eleventh Circuit Affirms Summary Judgment for Finance Company in FCRA/FDCPA Case
Ahmad S. El-Gendi v. C&F Finance Company, decided by Florida District Court of Appeal on February 10, 2026, resulted in a defendant win outcome. The plaintiff, Ahmad S. El-Gendi, sued C&F Finance Comp...
Court Affirms Dismissal of Borrower's FCRA and TILA Claims Against J.P. Morgan Chase
Padma Rao v. J.P. Morgan Chase Bank, N.A., decided by Seventh Circuit on August 27, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's dismissal of a borrower...
Third Circuit Affirms FCRA Claim Dismissal for Lack of Factual Specificity
Rashonna Ransom v. GreatPlains Finance LLC, decided by Third Circuit on August 26, 2025, resulted in a defendant win outcome. The Third Circuit affirmed the district court's dismissal of a Fair Credit...
Third Circuit Affirms FCRA Claim Dismissal for Lack of Factual Specificity
Rashonna Ransom v. GreatPlains Finance LLC, decided by Third Circuit on August 26, 2025, resulted in a defendant win outcome. The Third Circuit affirmed the district court's dismissal of a Fair Credit...
Third Circuit Affirms Summary Judgment for Finance Company in FCRA/FDCPA Case
Rashonna Ransom v. GreatPlains Finance LLC, decided by Third Circuit on August 4, 2025, resulted in a defendant win outcome. The plaintiff, Rashonna Ransom, sued GreatPlains Finance LLC for violations...
Ninth Circuit Affirms Dismissal of FCRA and UCL Claims Against Credit Union
King v. Navy Federal Credit Union, decided by Ninth Circuit on August 1, 2025, resulted in a defendant win outcome. The Ninth Circuit affirmed the district court's dismissal of a lawsuit alleging viol...
Fifth Circuit Affirms Dismissal of FCRA Claims Against Wells Fargo
Kafi v. Wells Fargo Bank, decided by Fifth Circuit on March 10, 2025, resulted in a defendant win outcome. The Fifth Circuit affirmed the district court's dismissal of a borrower's claims against Well...
Bank's Credit Reporting Upheld Against FCRA and ICFA Claims
S.E. v. BMO Harris Bank National Ass'n, decided by Illinois Appellate Court on February 14, 2025, resulted in a defendant win outcome. The plaintiff, S.E., sued BMO Harris Bank National Association (B...