Explore 25 court opinions on Debt Collection Practices. AI-powered plain English summaries, key holdings, and legal analysis.
25 recent cases analyzed in this topic area.
Debt Buyer Fails to Prove Debt Validity, Consumer Wins Appeal
LVNV Funding, L.L.C. v. Smith, decided by Ohio Court of Appeals on April 17, 2026, resulted in a plaintiff win outcome. The Ohio Court of Appeals addressed whether a debt buyer, LVNV Funding, could en...
Debt collector's delayed validation letter violates OCSPA
Midland Credit Mgt. Inc. v. Bowers, decided by Ohio Court of Appeals on March 24, 2026, resulted in a plaintiff win outcome. The Ohio Court of Appeals affirmed a trial court's decision, holding that a...
Attorney's fees not awarded after dismissal, statute requires damages determination
Kathryn Wyrick v. Millennial Capital Company, LLC and Grep Southeast, LLC, decided by Florida District Court of Appeal on March 20, 2026, resulted in a defendant win outcome. The core dispute centered...
Appellate court affirms summary judgment for mortgage company in debt collection case
Harriet H. Nicholson v. Nationstar Mortgage LLC, decided by Texas Court of Appeals on March 19, 2026, resulted in a defendant win outcome. The plaintiff, Harriet H. Nicholson, sued Nationstar Mortgage...
Debt collector's communications not debt collection under FDCPA/FCCPA
Davos Francois v. Vive Financial, LLC, decided by Florida District Court of Appeal on March 18, 2026, resulted in a defendant win outcome. The plaintiff, Davos Francois, sued Vive Financial, LLC for a...
Mortgage collection letters did not violate Florida Consumer Collection Practices Act
Bowden, Bowden v. Nations Direct Mortgage, LLC, decided by Florida District Court of Appeal on March 13, 2026, resulted in a defendant win outcome. The appellate court reviewed a trial court's order d...
Appellate Court Affirms Summary Judgment for Bank in Debt Collection Case
Walker v. JPMorgan Chase Bank, N.A., decided by Ohio Court of Appeals on March 11, 2026, resulted in a defendant win outcome. The plaintiff, Walker, sued JPMorgan Chase Bank, N.A. for alleged violatio...
Court Affirms Summary Judgment for Debt Collector in TDCPA Case
Dustin Webber v. Velocity Investments, LLC, decided by Texas Court of Appeals on March 10, 2026, resulted in a defendant win outcome. The plaintiff, Dustin Webber, sued Velocity Investments, LLC, alle...
Ohio Court Affirms Bank's Right to Collect Debt Based on Sufficient Evidence
Am. Express Natl. Bank v. Jenkins, decided by Ohio Court of Appeals on March 9, 2026, resulted in a plaintiff win outcome. The core dispute involved whether American Express National Bank could collec...
Ohio Appellate Court Affirms Summary Judgment for Quicken Loans in Debt Collection Case
Voss v. Quicken Loans, L.L.C., decided by Ohio Supreme Court on February 19, 2026, resulted in a defendant win outcome. The plaintiff, Voss, sued Quicken Loans alleging violations of the Ohio Consumer...
Default judgment voided due to improper service
Betsy Lee Turner v. the Cadle Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a plaintiff win outcome. The appellate court reviewed a trial court's decision to g...
Eleventh Circuit Affirms Summary Judgment for Finance Company in FCRA/FDCPA Case
Ahmad S. El-Gendi v. C&F Finance Company, decided by Florida District Court of Appeal on February 10, 2026, resulted in a defendant win outcome. The plaintiff, Ahmad S. El-Gendi, sued C&F Finance Comp...
Debt Collector's Actions Not Unfair or Unconscionable Under FDCPA/FCCPA
Kennia Ortega v. Midland Credit Management, Inc., decided by Florida District Court of Appeal on February 4, 2026, resulted in a defendant win outcome. The plaintiff, Kennia Ortega, sued Midland Credi...
Debt collector fails to prove standing to collect assigned debt
Spring Oaks Capital SPV, LLC v. Fowler, decided by California Court of Appeal on February 3, 2026, resulted in a defendant win outcome. The core dispute involved whether a debt collector, Spring Oaks ...
Capital One Wins Debt Collection Case Against Joneses
Capital One, N.A. v. Jones, decided by Ohio Court of Appeals on January 12, 2026, resulted in a defendant win outcome. The core dispute centered on whether Capital One could collect on a debt from the...
Debt Collector's Calls to Cell Phone Violate TCPA
Capital One, N.A. v. Campbell, decided by Ohio Court of Appeals on January 2, 2026, resulted in a plaintiff win outcome. The core dispute involved whether a debt collector's repeated calls to a consum...
Debt collection claims dismissed as untimely under FDCPA and CSPA
Baraona v. SMS Fin., L.L.C., decided by Ohio Court of Appeals on December 18, 2025, resulted in a defendant win outcome. The plaintiff, Baraona, sued SMS Financial, L.L.C. for alleged violations of th...
Debt Collector Fails to Prove Right to Collect Debt
Jefferson Capital Sys., L.L.C. v. McDuffey, decided by Ohio Court of Appeals on December 5, 2025, resulted in a defendant win outcome. The core dispute involved whether Jefferson Capital Systems, LLC,...
Debt collector's aggressive calls to workplace violate CPA and FDCPA
Luv v. W. Coast Servicing, Inc., decided by Washington Supreme Court on October 9, 2025, resulted in a plaintiff win outcome. The core dispute involved whether a debt collector's repeated, aggressive ...
Debt validation fee deceptive under CFPA, Fourth Circuit rules
Consumer Financial Protection Bureau v. Nexus Services, Inc., decided by Fourth Circuit on October 8, 2025, resulted in a plaintiff win outcome. The Fourth Circuit reviewed the district court's grant ...
Debt collector's letter not deceptive under FDCPA or CCPA
Ivy Ngo v. Franklin D. Azar & Associates P.C., a Colorado Corporation and Franklin D. Azar., decided by Colorado Supreme Court on May 27, 2025, resulted in a defendant win outcome. The plaintiff, Ivy ...
Law Firm Not Liable for Fraudulent Debt Collection Scheme
Signal Funding, LLC v. Sugar Felsenthal Grais & Helsinger LLP, decided by Seventh Circuit on May 2, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's dismiss...
Debt collector's suit not barred by federal law; state law applies
Portfolio Recovery Associates, LLC v. Jennifer Campney, decided by South Carolina Supreme Court on April 30, 2025, resulted in a defendant win outcome. The core dispute centered on whether Portfolio R...
Debt Collector Wins on Standing and Statute of Limitations
Cavalry SPV I, LLC v. Poalston, decided by California Court of Appeal on March 20, 2025, resulted in a plaintiff win outcome. The core dispute centered on whether Cavalry SPV I, LLC, as a debt collect...
Debt collection letters not deceptive; consumer lacks standing
Sonrai Systems, L.L.C. v. Law Offices of Edward T. Joyce & Associates, P.C., decided by Illinois Appellate Court on March 7, 2025, resulted in a defendant win outcome. The plaintiff, Sonrai Systems, s...