Explore 23 court opinions on Duty To Defend In Insurance Law. AI-powered plain English summaries, key holdings, and legal analysis.
23 recent cases analyzed in this topic area.
Insurer must defend homeowner in dog bite suit; policy exclusion inapplicable
Homeowner's Choice Property & Casualty Ins. Co. v. Deborah Oakes, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute centered on wheth...
Insurance duty to defend prior acts exclusion does not apply to termination during policy period
Purple Pride, Inc., First Protective Insurance Company v. Burgess, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute involved whether...
Insurance policy exclusion bars coverage for wrongful termination claims
Purple Pride, Inc., First Protective Insurance Company v. Burgess, decided by Florida District Court of Appeal on March 18, 2026, resulted in a defendant win outcome. The core dispute involved whether...
Pollution Exclusion Does Not Bar 'Sick Building Syndrome' Claims
Admiral Insurance Company v. Lippert Components, Inc., Kinro Texas Inc., Kinro, Inc., LCI Industries F/K/A Drew Industries, Inc., Liberty Mutual Insurance Company, and Quinton Williams, decided by Tex...
Insurer not obligated to defend under "any auto" coverage due to named insured exclusion.
Dade Medics and Rehab Centers LLC A/A/O Elizabeth Artiles v. Infinity Indemnity Insurance Company, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. Th...
Insurance duty to defend professional negligence claim affirmed
Kovar Law Group v. Hoyt, Tower Hill Select Insurance Co., decided by Florida District Court of Appeal on March 3, 2026, resulted in a defendant win outcome. The core dispute involved whether Tower Hil...
Title Insurer Must Defend Against Unreleased Mortgage Claim
Fast Tract Title Servs., Inc. v. Barry, decided by Ohio Court of Appeals on February 12, 2026, resulted in a plaintiff win outcome. The core dispute involved a dispute over a real estate title insuran...
Eighth Circuit: "Owned or Controlled" Exclusion Bars Insurance Coverage
Matthew Achey v. Liberty Mutual Insurance Co., decided by Eighth Circuit on February 5, 2026, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant of summary jud...
Appellate Court Affirms Dismissal of Bad Faith Insurance Claim
Jonekia Scott, Mariah Scott, and Christopher Scott v. Alamo Title Insurance Company, decided by Texas Court of Appeals on January 22, 2026, resulted in a defendant win outcome. This case concerns whet...
Insurance duty to defend includes "substantially certain" harm, not just intent
Rababy v. Safeco Ins. Co., decided by Ohio Court of Appeals on December 24, 2025, resulted in a plaintiff win outcome. The core dispute involved whether Safeco Insurance Company was obligated to defen...
Fifth Circuit: Intentional Acts Exclusion Bars Coverage for Town's Liability
Town of Vinton v. Indian Harbor, decided by Fifth Circuit on December 8, 2025, resulted in a defendant win outcome. The Town of Vinton sued Indian Harbor Insurance Company for breach of contract and b...
Insurance policy exclusion for surface waters upheld
People v. The North River Ins. Co., decided by California Court of Appeal on November 24, 2025, resulted in a defendant win outcome. The plaintiff, The North River Insurance Company, sought to recover...
Insurance policy's advertising injury clause doesn't cover patent infringement
Axis Insurance Company v. Barracuda Networks, Inc., decided by First Circuit on November 20, 2025, resulted in a defendant win outcome. The core dispute centered on whether Axis Insurance Company was ...
Insurance policy's flood exclusion covers surface water damage
Leonard v. State Farm Fire & Cas. Co, decided by Ohio Court of Appeals on November 10, 2025, resulted in a defendant win outcome. The core dispute centered on whether State Farm Fire & Casualty Compan...
Insurer must defend insured against vicarious liability claims
U.S. Acute Care Solutions, L.L.C. v. Doctors Co. Risk Retention Group Ins. Co., decided by Ohio Supreme Court on November 6, 2025, resulted in a plaintiff win outcome. This case concerns whether a med...
Appellate Court Affirms Insurer's Denial of Coverage Due to Late Notice
Safeway Insurance Co. v. Ebijimi, decided by Illinois Appellate Court on September 30, 2025, resulted in a defendant win outcome. The Illinois Appellate Court affirmed the trial court's decision to gr...
Insurer has duty to defend despite prior notice exclusion
BI 40 LLC v. Ironshore Specialty Insurance Company, decided by First Circuit on August 25, 2025, resulted in a plaintiff win outcome. The core dispute centered on whether Ironshore Specialty Insurance...
Insurer not obligated to defend manufacturer of asbestos products
Truck Insurance Exchange v. Kaiser Gypsum Company, Inc., decided by Fourth Circuit on April 29, 2025, resulted in a defendant win outcome. The Fourth Circuit addressed whether an insurer, Truck Insura...
Successor Insurer Not Liable for Predecessor's Defense Costs Without Clear Assumption
The Travelers Indemnity Company v. American Alternative Insurance Corporation, decided by Fourth Circuit on April 8, 2025, resulted in a defendant win outcome. The Fourth Circuit addressed whether an ...
Insurance policy exclusions for wear and tear bar defense for construction defects.
11640 Woodbridge Condominium Homeowners' Assn. v. Farmers Ins. Exchange, decided by California Court of Appeal on March 28, 2025, resulted in a defendant win outcome. The core dispute centered on whet...
Insurer's 'prior work' exclusion ambiguous, coverage for new damage required
Liberty Surplus Insurance Corporation v. Kaufman Lynn Construction, Inc., decided by Eleventh Circuit on March 5, 2025, resulted in a plaintiff win outcome. The Eleventh Circuit addressed whether an i...
Insurer's duty to defend includes claims of negligence, not just intentional acts.
New Hampshire Insurance Company v. TSG Ski & Golf, decided by Tenth Circuit on February 24, 2025, resulted in a defendant win outcome. The Tenth Circuit affirmed the district court's grant of summary ...
Insurance company must defend insureds despite policy exclusion
Jessenia Burton, Nancy Burton and Tracy Burton v. West Bend Mutual Insurance Company, decided by Iowa Supreme Court on February 14, 2025, resulted in a plaintiff win outcome. The core dispute centered...