Explore 24 court opinions on Exclusion Clauses In Insurance Policies. AI-powered plain English summaries, key holdings, and legal analysis.
24 recent cases analyzed in this topic area.
Appellate court affirms denial of insurance claim based on policy exclusion
Esdras Nehemias Pineda Orellana v. National Specialty Insurance Company, decided by Texas Court of Appeals on April 9, 2026, resulted in a defendant win outcome. The plaintiff, Esdras Nehemias Pineda ...
Texas court finds homeowner's policy may cover slow leak from hidden pipe
Progressive Direct Insurance Company v. Christopher Marr, decided by Texas Court of Appeals on April 8, 2026, resulted in a plaintiff win outcome. The dispute centered on whether Christopher Marr's ho...
Texas appeals court affirms denial of water damage claim based on policy exclusion
Labib Helmy Fanous v. Allstate Insurance, decided by Texas Court of Appeals on March 19, 2026, resulted in a defendant win outcome. The plaintiff, Labib Helmy Fanous, sued Allstate Insurance for breac...
Insurance exclusion for prior notice of claim does not apply if loss occurs during policy period
Typtap Insurance Company v. Eliot Appel and Amy Appel, decided by Florida District Court of Appeal on March 19, 2026, resulted in a plaintiff win outcome. This case concerns whether an insurance compa...
Water damage exclusion doesn't bar coverage for ensuing loss from leak
Universal Property & Casualty Insurance Company v. Tenon Fulton, decided by Florida District Court of Appeal on March 19, 2026, resulted in a plaintiff win outcome. The core dispute centered on whethe...
All Risks Policy Doesn't Cover Gradual Deterioration
Publix Super Markets, Inc. v. the Charter Oak Fire Insurance Company, Tri-County Sweeping Services, Inc., and Travelers Property Casualty Company of America, decided by Florida District Court of Appea...
All-Risk Policy Doesn't Cover Gradual Wear and Tear
Donald Bouvet v. Illinois Union Insurance Company, decided by Fourth Circuit on March 4, 2026, resulted in a defendant win outcome. The Fourth Circuit affirmed the district court's grant of summary ju...
Citizens Property Insurance Denied Coverage for Mold Damage
Citizens Property Insurance Corporation v. Haydee Buergo, decided by Florida District Court of Appeal on March 4, 2026, resulted in a mixed outcome. The core dispute centered on whether Citizens Prope...
Insurance policy's prior acts exclusion does not bar defense for claims made during policy period
Kovar Law Group v. Hoyt, Tower Hill Select Insurance Co., decided by Florida District Court of Appeal on March 3, 2026, resulted in a plaintiff win outcome. The core dispute centered on whether Tower ...
Insurance water damage exclusion ambiguous when conflicting with leak coverage
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on February 25, 2026, resulted in a reversed outcome. The core dispute centered on whether ...
Church's mold damage claim denied due to policy exclusion
Generation Changers Church v. Church Mutual Ins. Co., decided by Sixth Circuit on February 23, 2026, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's grant of summa...
Eighth Circuit: Burst Pipe Damage Not Covered Under 'Flood' Exclusion
Linda Scobee v. USAA Casualty Insurance Company, decided by Eighth Circuit on February 23, 2026, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant of summary ...
Insurance policy exclusion for racing upheld on appeal
Catherine E. Czyz v. Progressive Michigan Insurance Company, decided by Florida District Court of Appeal on February 18, 2026, resulted in a defendant win outcome. The plaintiff, Catherine E. Czyz, ap...
Insurer Must Defend Policyholder Against Fraud Claims Despite Exclusion
Copeland Corp., L.L.C. v. Travelers Cas. & Sur. Co., decided by Ohio Court of Appeals on February 17, 2026, resulted in a plaintiff win outcome. The core dispute involved whether Travelers Casualty an...
Appellate court reverses summary judgment in car accident injury case
Zaida M. Valentin v. Nathan Werneth and Progressive Select Insurance Company, decided by Florida District Court of Appeal on February 17, 2026, resulted in a plaintiff win outcome. The plaintiff, Zaid...
Water damage claim denied due to policy's 'wear and tear' exclusion
Pedro Binaggia v. American Platinum Property and Casualty Insurance Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a defendant win outcome. The plaintiff, Pedro...
Insurance exclusion for economic loss bars duty to defend
Reidy Contracting Group, LLC v. Mt. Hawley Insurance Company, decided by Second Circuit on February 12, 2026, resulted in a defendant win outcome. The Second Circuit affirmed the district court's gran...
Water Damage Exclusion Ambiguous, Court Rules
Universal Property & Casualty Insurance Company v. Nelson Rodriguez and Yoseida Cuevas, decided by Florida District Court of Appeal on February 6, 2026, resulted in a reversed outcome. The core disput...
Insurance policy exclusion for fungi bars mold damage claim
David Taylor and Nicoletta Ciccarone v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on February 5, 2026, resulted in a defendant win outcome. This case concern...
Ninth Circuit: 'All-Risk' Policy Excludes Collapse from Earth Movement
Industrial Park Center LLC v. Great Northern Insurance Company, decided by Ninth Circuit on December 23, 2025, resulted in a defendant win outcome. The Ninth Circuit affirmed the district court's gran...
Insurer Must Defend Insured Against Defective Work Claims
Balfour Beatty v. Penn Patriot Ins., Aplt., decided by Pennsylvania Supreme Court on December 19, 2025, resulted in a plaintiff win outcome. The Pennsylvania Superior Court addressed whether an insure...
Fifth Circuit Affirms Aetna's Denial of Reimbursement Claims
Aramark Services v. Aetna Life Ins, decided by Fifth Circuit on December 18, 2025, resulted in a defendant win outcome. The Fifth Circuit affirmed the district court's grant of summary judgment to Aet...
Insurance policy exclusion for surface waters upheld
People v. The North River Ins. Co., decided by California Court of Appeal on November 24, 2025, resulted in a defendant win outcome. The plaintiff, The North River Insurance Company, sought to recover...
All-Risk Policy Exclusion for Latent Defects Affirmed
Daniel J. Stermer v. Old Republic National Title Insurance Company, decided by Eleventh Circuit on November 24, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district co...