Explore 8 court opinions on Exclusionary Clauses In Insurance Contracts. AI-powered plain English summaries, key holdings, and legal analysis.
8 recent cases analyzed in this topic area.
Appellate court affirms denial of water damage claim based on 'wear and tear' exclusion
Carlos Escobar v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The plaintiff, Carlos Escobar, sued Citiz...
Insurer must defend homeowner in dog bite suit; policy exclusion inapplicable
Homeowner's Choice Property & Casualty Ins. Co. v. Deborah Oakes, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute centered on wheth...
Fifth Circuit Affirms "All Sums" Allocation for Environmental Claims
Occidental Fire v. Cox, decided by Fifth Circuit on December 9, 2025, resulted in a defendant win outcome. The Fifth Circuit affirmed the district court's grant of summary judgment to Occidental Fire ...
Homeowners Policy Covers Fraudulent Acts by Third Parties
People v. U.S. Fire Ins. Co., decided by California Court of Appeal on October 1, 2025, resulted in a plaintiff win outcome. The plaintiff, a victim of a fraudulent scheme, sought to recover damages f...
Church's sprinkler damage claim excluded by 'wear and tear' policy provision
Central Baptist Church of Albany Georgia Inc v. Church Mutual Insurance Company, decided by Eleventh Circuit on July 21, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the di...
Pipeline lessees' damage not covered by insurance due to "care, custody, or control" exclusion.
Marilyn H. McBride, Davy A. Dowdy, and Joey E. Miller v. Old Republic Insurance Company, John K. Woodard, David G. Brooks, Sr., and Enable Midstream Partners, Lp, decided by Louisiana Supreme Court on...
Texas Supreme Court: "Ponding" water excluded under "overflow" clause
Nautilus Insurance Company v. Hof Partners LLC, decided by Texas Supreme Court on June 27, 2025, resulted in a defendant win outcome. The core dispute centered on whether Nautilus Insurance Company's ...
Crop insurance policy excludes windstorm damage, even if hail also present
Scott v. Nationwide Agribusiness Insurance, decided by Tenth Circuit on June 25, 2025, resulted in a defendant win outcome. The Tenth Circuit affirmed the district court's grant of summary judgment to...