Explore 20 court opinions on Exclusionary Clauses In Insurance Policies. AI-powered plain English summaries, key holdings, and legal analysis.
20 recent cases analyzed in this topic area.
Insurance policy exclusion for 'explosion' bars coverage for Bell Helicopter.
In Re Bell Helicopter Services Inc. and Bell Helicopter Textron Inc., decided by Texas Supreme Court on April 24, 2026, resulted in a defendant win outcome. The core dispute involved whether the "all ...
Appellate Court Affirms Coverage for Water Damage Claim Due to Ambiguous Exclusion
Well Done Mitigation LLC A/A/O Danielle Harvard v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on April 23, 2026, resulted in a plaintiff win outcome. This cas...
Appellate court affirms denial of water damage claim based on 'wear and tear' exclusion
Carlos Escobar v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The plaintiff, Carlos Escobar, sued Citiz...
Insurance policy exclusions for data breach are ambiguous, court rules
Infinity Auto Insurance Company v. Health & Wellness Evolution Company, Etc., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on w...
Water damage exclusion doesn't bar coverage for ensuing loss from leak
Universal Property & Casualty Insurance Company v. Tenon Fulton, decided by Florida District Court of Appeal on March 19, 2026, resulted in a plaintiff win outcome. The core dispute centered on whethe...
Insurer must defend homeowner in dog bite suit; policy exclusion inapplicable
Homeowner's Choice Property & Casualty Ins. Co. v. Deborah Oakes, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute centered on wheth...
All-Risk Policy Excludes 'Wear and Tear' Losses
Donald Bouvet v. Illinois Union Insurance Company, decided by Fourth Circuit on March 4, 2026, resulted in a defendant win outcome. The Fourth Circuit affirmed the district court's grant of summary ju...
Insured's subjective expectations do not override clear policy language
Nathan Roberts v. Progressive Preferred Ins. Co., decided by Sixth Circuit on February 24, 2026, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's grant of summary j...
Lyft Not Liable for Accident When Driver Was Off-App
Robey Neeley v. Lyft, Inc.; Liberty Mutual Fire Insurance Company; And Liberty County Mutual Insurance Company, decided by Texas Court of Appeals on February 12, 2026, resulted in a defendant win outc...
Eighth Circuit: "Owned or Controlled" Exclusion Bars Insurance Coverage
Matthew Achey v. Liberty Mutual Insurance Co., decided by Eighth Circuit on February 5, 2026, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant of summary jud...
Appellate Court Rules Mold Exclusion Doesn't Bar Water Damage Claim
Spartan Services Corp. v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on February 4, 2026, resulted in a plaintiff win outcome. The core dispute centered on wh...
All-Risk Policy Exclusion for Wear and Tear Affirmed
Zurich American Insurance Company v. Jerry Walker, decided by Eleventh Circuit on December 22, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's grant of su...
Insurance policy's advertising injury clause doesn't cover patent infringement
Axis Insurance Company v. Barracuda Networks, Inc., decided by First Circuit on November 20, 2025, resulted in a defendant win outcome. The core dispute centered on whether Axis Insurance Company was ...
Earth Movement Exclusion Bars Mold Damage Coverage
People v. U.S. Fire Ins. Co., decided by California Court of Appeal on October 1, 2025, resulted in a defendant win outcome. The plaintiff, a homeowners association, sued the defendant insurer for bre...
Eighth Circuit: No Duty to Defend Fraud Claims Under Commercial Policy
Maxus Metropolitan, LLC v. Travelers Property Casualty Co., decided by Eighth Circuit on August 28, 2025, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant of...
Insurance policy excludes coverage for gradual water seepage damage
Erie Insurance Property & Casualty Company v. James Cooper, decided by Fourth Circuit on June 24, 2025, resulted in a defendant win outcome. The Fourth Circuit affirmed the district court's grant of s...
Iowa Court Affirms Jury Verdict for Insured in Hail Damage Dispute
John Dostart v. Columbia Insurance Group, decided by Iowa Supreme Court on April 18, 2025, resulted in a plaintiff win outcome. The plaintiff, John Dostart, sued Columbia Insurance Group for breach of...
Windstorm damage to grain bins covered despite pre-existing wear and tear.
Heartland Co-Op v. Nationwide Agribusiness Insurance Company, decided by Iowa Supreme Court on March 21, 2025, resulted in a plaintiff win outcome. The core dispute centered on whether Nationwide's "f...
Ninth Circuit Affirms Insurance Denial for Intentional Fire
Farmers Direct Property and Casualty Insurance Company v. Montez, decided by Ninth Circuit on March 6, 2025, resulted in a defendant win outcome. The Ninth Circuit reviewed the district court's grant ...
Insurer's 'prior work' exclusion ambiguous, coverage for new damage required
Liberty Surplus Insurance Corporation v. Kaufman Lynn Construction, Inc., decided by Eleventh Circuit on March 5, 2025, resulted in a plaintiff win outcome. The Eleventh Circuit addressed whether an i...