Explore 6 court opinions on Fair Credit Reporting Act Fcra Reasonable Investigation. AI-powered plain English summaries, key holdings, and legal analysis.
6 recent cases analyzed in this topic area.
Ninth Circuit: Overdraft Fee Claims Fail Without Proof of Materiality
Abdollah Nia v. Bank of America, N.A., decided by Ninth Circuit on April 13, 2026, resulted in a defendant win outcome. The Ninth Circuit affirmed the district court's dismissal of a consumer's claims...
Seventh Circuit Affirms Dismissal of FCRA Claims Against Capital One
Daniel Hewitt v. Capital One Bank, N.A., decided by Seventh Circuit on April 8, 2026, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's dismissal of Daniel Hewitt'...
Fourth Circuit: NFCU's FCRA Investigation Was Reasonable
Laquita Oliver v. Navy Federal Credit Union, decided by Fourth Circuit on February 9, 2026, resulted in a defendant win outcome. The Fourth Circuit affirmed the district court's grant of summary judgm...
Court Affirms Dismissal of Borrower's FCRA and TILA Claims Against J.P. Morgan Chase
Padma Rao v. J.P. Morgan Chase Bank, N.A., decided by Seventh Circuit on September 30, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's dismissal of a borro...
Eighth Circuit: RELX's credit dispute investigation met FCRA standards
Melissa Wanna v. RELX Group, PLC, decided by Eighth Circuit on July 10, 2025, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's dismissal of Melissa Wanna's lawsuit...
Court Affirms Summary Judgment for Bank in FCRA Dispute
Tran v. Citizens Bank, N.A., decided by First Circuit on July 1, 2025, resulted in a defendant win outcome. The plaintiff, Tran, sued Citizens Bank for alleged violations of the Fair Credit Reporting ...