Explore 16 court opinions on Fair Credit Reporting Act Fcra Violations. AI-powered plain English summaries, key holdings, and legal analysis.
16 recent cases analyzed in this topic area.
Reporting discharged debt after bankruptcy discharge is not a FCRA or FCCPA violation.
Ashley T. Hall v. Bank of America, N.A., decided by Florida District Court of Appeal on March 18, 2026, resulted in a defendant win outcome. The plaintiff, Ashley T. Hall, sued Bank of America for all...
Appellate court affirms summary judgment for Wells Fargo in FCRA and FDUTPA case
Lilian Hytower v. Wells Fargo Bank, N.A., decided by Florida District Court of Appeal on March 12, 2026, resulted in a defendant win outcome. The plaintiff, Lilian Hytower, sued Wells Fargo Bank, N.A....
Appellate Court Affirms Dismissal of FCRA and State Law Claims Against Discover Bank
Nataly Riera Garcia v. Discover Bank, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. The plaintiff, Nataly Riera Garcia, sued Discover Bank alleging...
Credit unions did not violate FCRA by accessing credit reports without permissible purpose.
Pichardo v. Tax Federal Credit Union, Railroad & Industrial Federal Credit Union, decided by Florida District Court of Appeal on February 20, 2026, resulted in a defendant win outcome. The plaintiff, ...
Fifth Circuit Affirms Dismissal of FCRA Claims Against Experian
Fletcher v. Experian Info Solutions, decided by Fifth Circuit on February 18, 2026, resulted in a defendant win outcome. The Fifth Circuit affirmed the district court's dismissal of a consumer's claim...
Eleventh Circuit Affirms Summary Judgment for Finance Company in FCRA/FDCPA Case
Ahmad S. El-Gendi v. C&F Finance Company, decided by Florida District Court of Appeal on February 10, 2026, resulted in a defendant win outcome. The plaintiff, Ahmad S. El-Gendi, sued C&F Finance Comp...
Inaccurate Credit Reporting Claim Fails Due to Lack of Damages
Wabe v. Fairwinds Credit Union, decided by Florida District Court of Appeal on February 6, 2026, resulted in a defendant win outcome. The plaintiff, Wabe, sued Fairwinds Credit Union for alleged viola...
Court Affirms Dismissal of FCRA and TCPA Claims Against Rocket Mortgage
Michael Dahdah v. Rocket Mortgage, LLC, decided by Sixth Circuit on January 26, 2026, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's dismissal of a lawsuit allegi...
Eleventh Circuit Affirms Denial of Preliminary Injunction in Due Process Case
A. B. v. David Jacobs Barrow, decided by Eleventh Circuit on January 7, 2026, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's denial of a preliminary injunction...
Court Grants Summary Judgment to Santander in FCRA/FDCPA Case
Lyles v. Santander Consumer USA, decided by Maryland Court of Appeals on November 25, 2025, resulted in a defendant win outcome. The plaintiff, Lyles, sued Santander Consumer USA alleging violations o...
Third Circuit Affirms Summary Judgment for Finance Company in FCRA/FDCPA Case
Rashonna Ransom v. GreatPlains Finance LLC, decided by Third Circuit on August 4, 2025, resulted in a defendant win outcome. The plaintiff, Rashonna Ransom, sued GreatPlains Finance LLC for violations...
Court finds MRO had permissible purpose to access credit report under FCRA
Hollabaugh v. MRO Corporation, decided by Maryland Court of Appeals on July 10, 2025, resulted in a defendant win outcome. The plaintiff, Hollabaugh, sued MRO Corporation for alleged violations of the...
FCRA Violation: Employer Obtained Consumer Report Without Permissible Purpose
Moncada Alaniz v. Bay Promo, LLC, decided by First Circuit on July 2, 2025, resulted in a plaintiff win outcome. The core dispute involved whether the defendant, Bay Promo, LLC, violated the Fair Cred...
Fifth Circuit Affirms Summary Judgment in FCRA Case
Santander v. Salazar, decided by Fifth Circuit on April 4, 2025, resulted in a defendant win outcome. The Fifth Circuit affirmed the district court's grant of summary judgment to the defendant, Salaza...
Fifth Circuit: Bank Did Not Violate FCRA in Reporting Debt
Kerns v. First State Bank, decided by Fifth Circuit on February 28, 2025, resulted in a defendant win outcome. The Fifth Circuit affirmed the district court's grant of summary judgment to First State ...
Bank's Credit Reporting Upheld Against FCRA and ICFA Claims
S.E. v. BMO Harris Bank National Ass'n, decided by Illinois Appellate Court on February 14, 2025, resulted in a defendant win outcome. The plaintiff, S.E., sued BMO Harris Bank National Association (B...