Explore 25 court opinions on Fair Debt Collection Practices Act Fdcpa Violations. AI-powered plain English summaries, key holdings, and legal analysis.
25 recent cases analyzed in this topic area.
Appellate court affirms dismissal of FDCPA and FCCPA claims against JPMorgan
Estela Gonzalez v. JPMorgan Chase Bank National Association, decided by Florida District Court of Appeal on April 15, 2026, resulted in a defendant win outcome. The plaintiff, Estela Gonzalez, sued JP...
Foreclosure challenge fails on procedural and statute of limitations grounds
Charles Ruffenach v. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset- Backed Pass-Through Certificates Series 2005-R8, Raymond Lozano, Alili Rihkrand, I...
Appellate Court Affirms Summary Judgment for Bank in FCRA Case
Bowden v. JP Morgan Chase Bank, N.A., decided by Florida District Court of Appeal on March 13, 2026, resulted in a defendant win outcome. The plaintiff, Bowden, sued JP Morgan Chase Bank for allegedly...
Appellate Court Affirms Summary Judgment for Bank in Debt Collection Case
Walker v. JPMorgan Chase Bank, N.A., decided by Ohio Court of Appeals on March 11, 2026, resulted in a defendant win outcome. The plaintiff, Walker, sued JPMorgan Chase Bank, N.A. for alleged violatio...
Seventh Circuit Affirms Summary Judgment in Title VII Discrimination Case
Michael Connor v. Brittany Greene, decided by Seventh Circuit on March 3, 2026, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's grant of summary judgment to the ...
Debt Collector's Letters Not Deceptive Under FDCPA, Court Rules
Michael Connor v. Brittany Greene, decided by Seventh Circuit on March 3, 2026, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's grant of summary judgment to the ...
Appellate court affirms summary judgment for debt collector
Yua Lee v. Lonestar Capital Assets Inc., decided by Texas Court of Appeals on February 25, 2026, resulted in a defendant win outcome. The plaintiff, Yua Lee, sued Lonestar Capital Assets Inc. for alle...
Eleventh Circuit Affirms Summary Judgment for Finance Company in FCRA/FDCPA Case
Ahmad S. El-Gendi v. C&F Finance Company, decided by Florida District Court of Appeal on February 10, 2026, resulted in a defendant win outcome. The plaintiff, Ahmad S. El-Gendi, sued C&F Finance Comp...
Debt Collection Letter Not Misleading Under FCCPA, Court Rules
Ellis v. Carrington Mortgage Services, LLC, decided by Florida District Court of Appeal on February 6, 2026, resulted in a defendant win outcome. The core dispute involved whether Carrington Mortgage ...
Debt Collector's Actions Not Unfair or Unconscionable Under FDCPA/FCCPA
Kennia Ortega v. Midland Credit Management, Inc., decided by Florida District Court of Appeal on February 4, 2026, resulted in a defendant win outcome. The plaintiff, Kennia Ortega, sued Midland Credi...
Debt Collector Violated FDCPA by Pursuing Wrong Debtor
Credit Serv. Internatl. v. Armstrong, decided by Ohio Court of Appeals on January 23, 2026, resulted in a plaintiff win outcome. The core dispute involved whether a debt collector, Credit Service Inte...
FDCPA claim dismissed: 'Past due' and 'delinquent' not misleading
Ramona Milam v. Selene Finance, decided by Seventh Circuit on December 22, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's dismissal of a FDCPA claim, hold...
Debt collection claims dismissed as untimely under FDCPA and CSPA
Baraona v. SMS Fin., L.L.C., decided by Ohio Court of Appeals on December 18, 2025, resulted in a defendant win outcome. The plaintiff, Baraona, sued SMS Financial, L.L.C. for alleged violations of th...
Court Rules Bank One Did Not Violate FDCPA or FCCPA
Linda Loumpos v. Bank One, decided by Florida Supreme Court on December 11, 2025, resulted in a defendant win outcome. The plaintiff, Linda Loumpos, sued Bank One for alleged violations of the Fair De...
Court Grants Summary Judgment to Santander in FCRA/FDCPA Case
Lyles v. Santander Consumer USA, decided by Maryland Court of Appeals on November 25, 2025, resulted in a defendant win outcome. The plaintiff, Lyles, sued Santander Consumer USA alleging violations o...
Debt Collector Wins FDCPA Case: Plaintiff Fails to Prove Debt Wasn't His
Joel Galarza v. One Call Claims, LLC, decided by Eleventh Circuit on October 16, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's grant of summary judgment...
Debt Collector Wins Summary Judgment in FDCPA Case
Ahmed v. Collect Access, LLC, decided by California Court of Appeal on October 3, 2025, resulted in a defendant win outcome. The plaintiff, Ahmed, sued Collect Access, LLC for alleged violations of th...
Debt Collector's Letter Complied with FDCPA and Rosenthal Act
Kashanian v. National Enterprise Systems, decided by California Court of Appeal on October 1, 2025, resulted in a defendant win outcome. The plaintiff, Kashanian, sued National Enterprise Systems (NES...
Lease dispute: Court finds no deceptive practices or breach of contract
Jacqueline Maxwell v. Westdale Asset Management Ltd., decided by Colorado Supreme Court on September 29, 2025, resulted in a defendant win outcome. The plaintiff, Jacqueline Maxwell, sued Westdale Ass...
Debt Collector Wins Summary Judgment on FDCPA Claims
Kruitbosch v. Bakersfield Recovery Services, Inc., decided by California Court of Appeal on September 9, 2025, resulted in a defendant win outcome. The plaintiff, Kruitbosch, sued Bakersfield Recovery...
Debt collector's letters not deceptive under FDCPA; ICFA claims preempted
Morris v. TrueAccord, Inc., decided by Illinois Appellate Court on August 27, 2025, resulted in a defendant win outcome. The plaintiff, Morris, sued TrueAccord, Inc. for alleged violations of the Fair...
Debt Collector's Letter Not Deceptive Under FDCPA, Court Rules
TL90108 LLC v. Joseph Ford, III, decided by Eleventh Circuit on August 11, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's grant of summary judgment to th...
Third Circuit Affirms Summary Judgment for Finance Company in FCRA/FDCPA Case
Rashonna Ransom v. GreatPlains Finance LLC, decided by Third Circuit on August 4, 2025, resulted in a defendant win outcome. The plaintiff, Rashonna Ransom, sued GreatPlains Finance LLC for violations...
Time-Barred Debt Collection Violates FDCPA
Hamilton v. 21st Mtge. Corp., decided by New York Appellate Division on July 31, 2025, resulted in a plaintiff win outcome. The plaintiff, Hamilton, sued 21st Mortgage Corporation for allegedly violat...
Court finds worker is independent contractor, not employee, under FLSA
Hare v. David S. Brown Enterprises, decided by Maryland Court of Appeals on July 28, 2025, resulted in a defendant win outcome. The plaintiff, Hare, sued David S. Brown Enterprises (DSBE) for alleged ...