Explore 11 court opinions on Flood Exclusion Clauses. AI-powered plain English summaries, key holdings, and legal analysis.
11 recent cases analyzed in this topic area.
Water damage exclusion in insurance policy upheld
Garcia-Navarro v. Universal Insurance Company, decided by First Circuit on April 10, 2026, resulted in a defendant win outcome. The core dispute centered on whether Universal Insurance Company's denia...
Texas court finds homeowner's policy may cover slow leak from hidden pipe
Progressive Direct Insurance Company v. Christopher Marr, decided by Texas Court of Appeals on April 8, 2026, resulted in a plaintiff win outcome. The dispute centered on whether Christopher Marr's ho...
Ambiguous Flood Exclusion Allows Jury Trial for Water Damage Claim
Joy Jones v. State Farm Mutual Automobile Insurance Company, decided by Florida District Court of Appeal on February 24, 2026, resulted in a mixed outcome. The core dispute centered on whether State F...
Eighth Circuit: Burst Pipe Damage Not Covered Under 'Flood' Exclusion
Linda Scobee v. USAA Casualty Insurance Company, decided by Eighth Circuit on February 23, 2026, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant of summary ...
Appellate Court Affirms Insurer's Denial of Water Damage Claim
Pedro Binaggia v. American Platinum Property and Casualty Insurance Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a defendant win outcome. The core dispute cen...
Water damage exclusion in insurance policy upheld
Barker v. USAA Gen. Indemn. Co., decided by Ohio Court of Appeals on February 10, 2026, resulted in a defendant win outcome. The plaintiff, Barker, sued USAA for breach of contract and bad faith after...
Surface water damage not covered by flood exclusion, court rules
Matthew Coday and Oil & Gas Workers Association, Inc. v. Wallace Dunn; Tisha Crow, Individually and D/B/A Crow Insurance; And Kris Crow, Individually and D/B/A Crow Insurance Agency, decided by Texas ...
Water damage denial affirmed based on policy exclusions
Schaff v. Travelers Home and Marine Insurance Company, decided by Illinois Appellate Court on November 21, 2025, resulted in a defendant win outcome. The plaintiff, Schaff, sued Travelers Home and Mar...
Water Damage Claim Denial Upheld Due to Flood Exclusion
Davis v. CSAA Ins. Exchange, decided by California Court of Appeal on September 8, 2025, resulted in a defendant win outcome. The plaintiff, Davis, sued CSAA Insurance Exchange after their claim for w...
Water Damage Claim Denied: Policy Exclusion for Flood Upheld
Xiang Zhao v. State Farm Fire & Casualty Co., decided by Illinois Appellate Court on May 12, 2025, resulted in a defendant win outcome. The plaintiff, Xiang Zhao, sued State Farm Fire & Casualty Co. a...
Water damage exclusion in insurance policy upheld
Ahlgren v. Stonegate Insurance Co., Inc., decided by Illinois Appellate Court on April 8, 2025, resulted in a defendant win outcome. The plaintiff, Ahlgren, sued Stonegate Insurance Co. for breach of ...