Explore 11 court opinions on Florida Insurance Law. AI-powered plain English summaries, key holdings, and legal analysis.
11 recent cases analyzed in this topic area.
Insurance policy exclusion for mold bars coverage for ensuing water damage.
Jose Quinones and Nancy Quinones v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on April 16, 2026, resulted in a defendant win outcome. The core disp...
Florida court finds coverage for unnamed permissive user under ambiguous policy
Privilege Underwriters Reciprocal Exchange, Inc. v. Lawrence Walters, decided by Florida District Court of Appeal on March 5, 2026, resulted in a plaintiff win outcome. The core dispute centered on wh...
Insurer not obligated to defend under "any auto" coverage due to named insured exclusion.
Dade Medics and Rehab Centers LLC A/A/O Elizabeth Artiles v. Infinity Indemnity Insurance Company, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. Th...
Managed Care Org Not Directly Liable for Denied Medical Treatment Coverage
G.R., Etc. v. Molina Healthcare of Florida, Inc., decided by Florida District Court of Appeal on February 25, 2026, resulted in a defendant win outcome. The core dispute involved whether Molina Health...
Ambiguous 'Named Insured' Clause in Auto Policy Construed Against Insurer
Universal Property & Casualty Insurance Company v. Tirado, Tirado, decided by Florida District Court of Appeal on February 25, 2026, resulted in a plaintiff win outcome. The core dispute centered on w...
Appellate court upholds insurer's denial of coverage for medically necessary treatment.
Olivia Reyes v. Blue Cross Blue Shield of Florida, Inc., decided by Florida District Court of Appeal on February 11, 2026, resulted in a defendant win outcome. This case concerns whether Blue Cross Bl...
Reporting claim within policy period is condition precedent to coverage
Sheriff of Broward County v. Evanston Insurance Company, decided by Eleventh Circuit on November 10, 2025, resulted in a defendant win outcome. The Eleventh Circuit addressed whether a "claims-made-an...
Florida law limits UM coverage to policy limits, not "all sums"
Katherine Martinez v. GEICO Casualty Company, decided by Eleventh Circuit on September 23, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's grant of summar...
Condo Association Wins Insurance Dispute Over Policy Cancellation
American Coastal Insurance Company v. Patios West One Condominium Association, Inc., decided by Florida Supreme Court on May 15, 2025, resulted in a plaintiff win outcome. The core dispute centered on...
All Sums Allocation Permitted for Continuous Property Damage
Kinsale Insurance Company v. Pride of St. Lucie Lodge 1189, Inc., decided by Eleventh Circuit on April 18, 2025, resulted in a defendant win outcome. The Eleventh Circuit addressed whether an "all sum...
Insurer's 'prior work' exclusion ambiguous, coverage for new damage required
Liberty Surplus Insurance Corporation v. Kaufman Lynn Construction, Inc., decided by Eleventh Circuit on March 5, 2025, resulted in a plaintiff win outcome. The Eleventh Circuit addressed whether an i...