Explore 30 court opinions on Insurance Law. AI-powered plain English summaries, key holdings, and legal analysis.
30 recent cases analyzed in this topic area.
Insurer Fails to Prove Materiality of Misrepresentation in Auto Policy
Progressive Marathon Insurance Company v. Antoinette Rivera, decided by Florida District Court of Appeal on April 2, 2026, resulted in a defendant win outcome. The appellate court affirmed the trial c...
Insurance Exclusion for Wear and Tear Upheld
Universal Property & Casualty Insurance Company v. Scott Liberatore and Cathy Knoblock, decided by Florida District Court of Appeal on April 2, 2026, resulted in a defendant win outcome. The appellate...
Mold Damage Pre-Policy Not Covered by Homeowners Insurance
Homeowners Choice Property and Casualty Insurance Company, Inc. v. Daryle Deitz and Eileen Dietz, decided by Florida District Court of Appeal on April 2, 2026, resulted in a defendant win outcome. The...
Condominium Association Loses Insurance Claim for Hurricane Damage Due to Policy Exclusions
This case involves a dispute between a condominium association, Hypoluxo Mariner's Cay Condominium Association, Inc., and its insurer, Underwriter's at Lloyd's London. The association sought coverage ...
Appellate court finds insurance policy cancellation improper, orders insurer to cover claim
This case involves a dispute over an insurance policy. The plaintiff, Kesler, had a vehicle insurance policy with Progressive Select Insurance Company. After a car accident, Kesler filed a claim, but ...
Settling Not Collapse: Ohio Court Rules for Insured in Building Damage Case
A. Morgan Bldg. Group, L.L.C. v. Owners Ins. Co., decided by Ohio Court of Appeals on March 31, 2026, resulted in a plaintiff win outcome. The Ohio Court of Appeals affirmed the trial court's decision...
Appellate Court Affirms Lower Court's Decision in Insurance Dispute
This case involves a dispute between Jose R. De Cardena and White Pine Insurance Company. Mr. De Cardena sued White Pine Insurance Company, alleging that the company wrongfully denied his insurance cl...
Appellate Court Upholds Insurance Company's Denial of Property Damage Claim
This case involves a dispute between Luis Castellanos and Citizens Property Insurance Corporation regarding a property insurance claim. Mr. Castellanos's home was damaged, and he filed a claim with Ci...
Eighth Circuit Reverses Part of Judgment Against Insurer, Clarifies Replacement Cost Payout Requires Completed Repairs
This case involves a dispute between Cincinnati Insurance Company (CIC) and Rymer Companies, LLC (Rymer) regarding insurance coverage for property damage caused by a hailstorm. Rymer, a property manag...
Insurer Loses Appeal Over Denied PIP Benefits Due to Failure to Prove Claimant Received IME Notice
This case involved Star Casualty Insurance Company appealing a judgment in favor of Jacksonville Chiropractic, Inc., which was acting on behalf of Marie St. Hilaire. The core issue revolved around whe...
Appellate court rules in favor of insurance company, reversing prior judgment for homeowner in sinkhole damage claim.
This case involves a dispute between Gregory Ginther and Auto Club County Mutual Insurance Company. Ginther sued the insurance company after they denied his claim for damages to his home, which he all...
Appellate Court Upholds Insurer's Claim Decision Against Homeowner
This case involves a dispute over an insurance claim filed by Joseph Johnson against State Farm Lloyds after his home was damaged. Johnson alleged that State Farm failed to pay the full amount owed un...
Sixth Circuit Affirms Dismissal of COVID-19 Business Interruption Claim, Requiring Physical Alteration for Coverage
This case involves Schoening Investment LP, a commercial property owner, and its insurer, Cincinnati Casualty Company. Schoening sought coverage for business income losses and extra expenses incurred ...
Insurance policy exclusions for data breach are ambiguous, court rules
Infinity Auto Insurance Company v. Health & Wellness Evolution Company, Etc., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on w...
Misrepresentation on Insurance Application Justifies Coverage Denial
Typtap Insurance Company v. Eliot Appel and Amy Appel, decided by Florida District Court of Appeal on March 19, 2026, resulted in a defendant win outcome. This case concerns whether an insurance compa...
GEICO loses bid to recover overcharges from auto body shop
GEICO Ins. Co. v. Glendale Body Shop, Inc., decided by Ohio Court of Appeals on March 18, 2026, resulted in a defendant win outcome. This case concerns whether GEICO Insurance Company could recover fu...
Insurance duty to defend includes intentional acts not intended to cause harm
Purple Pride, Inc., First Protective Insurance Company v. Burgess, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute centered on whet...
Insurer Not Obligated to Cover Construction Defects as Damage Did Not Manifest During Policy Period
This case involves a dispute between General Star Indemnity Company (the insurer) and ASI, Inc. (the insured) regarding insurance coverage for a construction defect lawsuit. ASI, a general contractor,...
Seventh Circuit Rules Salmonella Contamination Constitutes 'Property Damage' for Insurance Coverage, Reversing Lower Court
This case involves a dispute between Griffith Foods International Inc. and its insurer, National Union Fire Insurance Company of Pittsburg, regarding coverage for a product recall. Griffith Foods init...
Seventh Circuit Affirms Denial of Disability Benefits for Financial Advisor with Depression
Patrick Hartnett sued Jackson National Life Insurance Company after his long-term disability benefits were terminated. Hartnett, a former financial advisor, suffered from severe depression and anxiety...
Seventh Circuit Affirms Insurer Not Liable for Sterigenics' Environmental Cleanup Costs
This case involves a dispute between Sterigenics U.S., LLC and its insurer, National Union Fire Insurance Company of Pittsburg, over insurance coverage for environmental liabilities. Sterigenics sough...
Subcontractor's insurer has no duty to defend based on complaint allegations
Jon M. Hall Company, LLC v. Neal Communities of Southwest Florida, LLC, Great Midwest Insurance Company, decided by Florida District Court of Appeal on March 11, 2026, resulted in a defendant win outc...
Court Affirms Ruling for Citizens Insurance, Denying Coverage to Policyholder for Building Damage
This case, Swoope v. Citizens Insurance Company of the Midwest, involved a dispute over insurance coverage for damage to a commercial building. The plaintiff, Swoope, owned a building that sustained d...
Second Circuit Affirms Arbitration Award in Favor of Medical Provider Against GEICO
This case involves GEICO's appeal of a district court's decision to deny its motion to vacate an arbitration award in favor of Mayzenberg. Mayzenberg, a medical provider, sought payment from GEICO for...
Appellate Court Reverses Bad Faith Ruling Against Louisiana Citizens Property Insurance, Vacates Penalties and Attorney Fees
This case involves a dispute between the Bryans and Louisiana Citizens Property Insurance Corporation (Louisiana Citizens) regarding an insurance claim for property damage caused by Hurricane Ida. The...
Insurance company cannot recover from auto glass repairer without valid assignment
First Acceptance Insurance Company, Inc. v. Auto Glass America, LLC, Johnson, decided by Florida District Court of Appeal on March 6, 2026, resulted in a defendant win outcome. The core dispute involv...
Insurance Company Not Liable for Tree Damage to Neighbor's Property Caused by 'Act of God' Under Homeowner's Policy
This case involves a dispute between homeowners, the Eddys, and their insurance company, Farmers Property Casualty Insurance Company, regarding a claim for property damage caused by a fallen tree. The...
Florida Appeals Court Upholds Insurer 'No-Joinder' Rule in Negligence Case
Kuriger v. Dion Enterprises, LLC, Bridgefield Casualty Insurance Co., decided by Florida District Court of Appeal on February 23, 2026, resulted in a defendant win outcome. The plaintiff, Kuriger, sue...
Appellate Court Affirms Denial of Directed Verdict in Insurance Dispute
Star Casualty Insurance Company v. Dr. Car Glass, LLC A/A/O Viviana Robles, decided by Florida District Court of Appeal on February 18, 2026, resulted in a defendant win outcome. The core dispute cent...
Insurer Must Defend Policyholder Against Fraud Claims Despite Exclusion
Copeland Corp., L.L.C. v. Travelers Cas. & Sur. Co., decided by Ohio Court of Appeals on February 17, 2026, resulted in a plaintiff win outcome. The core dispute involved whether Travelers Casualty an...