Explore 12 court opinions on Insurance Policy Exclusions. AI-powered plain English summaries, key holdings, and legal analysis.
12 recent cases analyzed in this topic area.
Condominium Association Loses Insurance Claim for Hurricane Damage Due to Policy Exclusions
This case involves a dispute between a condominium association, Hypoluxo Mariner's Cay Condominium Association, Inc., and its insurer, Underwriter's at Lloyd's London. The association sought coverage ...
Insurance policy covers water damage from plumbing, not flood exclusion
All Dry USA v. Fred Savell and Mary Savell, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The appellate court affirmed the trial court's decision,...
Insurance duty to defend prior acts exclusion does not apply to termination during policy period
Purple Pride, Inc., First Protective Insurance Company v. Burgess, decided by Florida District Court of Appeal on March 18, 2026, resulted in a plaintiff win outcome. The core dispute involved whether...
Church policy doesn't cover ex-pastor after disassociation
Crothersville Lighthouse Tabernacle Church, Incor v. Church Mutual Insurance Company, decided by Seventh Circuit on March 2, 2026, resulted in a defendant win outcome. The Seventh Circuit affirmed the...
Subcontractor's insurance policy covers contractor's injury claims
Tri City Electrical Contractors, Inc., Amerisure Mutual Insurance Company v. Gondek, decided by Florida District Court of Appeal on February 25, 2026, resulted in a plaintiff win outcome. The core dis...
All-risk policy doesn't cover gradual, hidden water leak damage
Auto-Owners Mutual Insurance Company v. Beverly Granger, decided by Eighth Circuit on January 14, 2026, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant of s...
Pollution exclusion applies; 'sudden and accidental' exception does not save coverage
Balfour Beatty v. Penn Patriot Ins., Aplt., decided by Pennsylvania Supreme Court on December 19, 2025, resulted in a defendant win outcome. The Pennsylvania Supreme Court addressed whether an insuran...
HOA denied mold coverage; court finds no bad faith, affirms contract damages
People v. U.S. Fire Ins. Co., decided by California Court of Appeal on October 17, 2025, resulted in a mixed outcome. The plaintiff, a homeowners association, sued the defendant insurer for breach of ...
Insurer cannot recover defense costs when duty to defend was triggered
State Farm Fire and Casualty Co. v. Diblin, decided by California Court of Appeal on October 7, 2025, resulted in a plaintiff win outcome. The core dispute involved whether State Farm Fire and Casualt...
Insurer must defend contractor for construction defect claims under CGL policy
Tarlton & Sons v. Great American Ins. Co., decided by California Court of Appeal on May 21, 2025, resulted in a plaintiff win outcome. The core dispute involved whether Great American Insurance Compan...
Cyberattack loss of proprietary info not covered by 'all-risk' policy
Griffith Foods International Inc. v. National Union Fire Insurance Company of Pittsburg, decided by Seventh Circuit on April 11, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed...
Insurer's duty to defend includes claims of negligence, not just intentional acts.
New Hampshire Insurance Company v. TSG Ski & Golf, decided by Tenth Circuit on February 24, 2025, resulted in a defendant win outcome. The Tenth Circuit affirmed the district court's grant of summary ...