Explore 20 court opinions on Policy Exclusions. AI-powered plain English summaries, key holdings, and legal analysis.
20 recent cases analyzed in this topic area.
Insurance policy exclusion bars claim; bad faith claim fails
Stewart v. Farmers Ins. of Columbus, Inc., decided by Ohio Court of Appeals on April 23, 2026, resulted in a defendant win outcome. The plaintiff, Stewart, sued Farmers Insurance for breach of contrac...
Water Damage Exclusion Ambiguous in Insurance Policy
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on April 22, 2026, resulted in a reversed outcome. The core dispute centered on whether Uni...
Insurance Exclusion for Wear and Tear Upheld
Universal Property & Casualty Insurance Company v. Scott Liberatore and Cathy Knoblock, decided by Florida District Court of Appeal on April 2, 2026, resulted in a defendant win outcome. The appellate...
Named Peril Insurance Coverage Denied for Gradual Water Leak
Graham v. Hillsborough County Sheriff's Office/Commercial Risk Management, Inc., decided by Florida District Court of Appeal on March 20, 2026, resulted in a defendant win outcome. This case concerns ...
Water damage exclusion doesn't bar coverage for ensuing loss from leak
Universal Property & Casualty Insurance Company v. Tenon Fulton, decided by Florida District Court of Appeal on March 19, 2026, resulted in a plaintiff win outcome. The core dispute centered on whethe...
Subcontractor's insurer has no duty to defend based on complaint allegations
Jon M. Hall Company, LLC v. Neal Communities of Southwest Florida, LLC, Great Midwest Insurance Company, decided by Florida District Court of Appeal on March 11, 2026, resulted in a defendant win outc...
Insurance water damage exclusion ambiguous when conflicting with leak coverage
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on February 25, 2026, resulted in a reversed outcome. The core dispute centered on whether ...
Insurer Must Defend Policyholder Against Fraud Claims Despite Exclusion
Copeland Corp., L.L.C. v. Travelers Cas. & Sur. Co., decided by Ohio Court of Appeals on February 17, 2026, resulted in a plaintiff win outcome. The core dispute involved whether Travelers Casualty an...
Appellate Court Affirms Insurer's Summary Judgment in Water Damage Claim
People's Trust Insurance Company v. Dory Jeditt, decided by Florida District Court of Appeal on February 11, 2026, resulted in a defendant win outcome. The appellate court reviewed a trial court's dec...
Appellate Court Affirms Bad Faith Finding Against Insurer
Pierre Seneque v. Florida Peninsula Insurance Company, decided by Florida District Court of Appeal on February 11, 2026, resulted in a plaintiff win outcome. The core dispute centered on whether Flori...
All-Risk Policy Exclusion for Wear and Tear Affirmed
Zurich American Insurance Company v. Jerry Walker, decided by Eleventh Circuit on December 22, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's grant of su...
Eighth Circuit: "All-Risk" Policy Exclusion for Mold Upheld
Maxus Metropolitan, LLC v. Travelers Property Casualty Co., decided by Eighth Circuit on November 17, 2025, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant ...
Eighth Circuit: All-Risk Policy Exclusion for Inherent Vice Upheld
Bliv, Inc. v. The Charter Oak Fire Insurance Company, decided by Eighth Circuit on November 12, 2025, resulted in a defendant win outcome. The Eighth Circuit affirmed the district court's grant of sum...
Eleventh Circuit: Absolute Pollution Exclusion Bars Coverage for Waste Disposal Claims
L. Squared Industries, Inc. v. Nautilus Insurance Company, decided by Eleventh Circuit on October 15, 2025, resulted in a defendant win outcome. The Eleventh Circuit addressed whether Nautilus Insuran...
Homeowners Policy Covers Fraudulent Acts by Third Parties
People v. U.S. Fire Ins. Co., decided by California Court of Appeal on October 1, 2025, resulted in a plaintiff win outcome. The plaintiff, a victim of a fraudulent scheme, sought to recover damages f...
Kentucky Supreme Court: Windstorm definition requires 50 mph minimum
Georgetown Chicken Coop, LLC v. Grange Insurance Company, decided by Kentucky Supreme Court on September 18, 2025, resulted in a defendant win outcome. The core dispute centered on whether Grange Insu...
Insurer has duty to defend despite prior notice exclusion
BI 40 LLC v. Ironshore Specialty Insurance Company, decided by First Circuit on August 25, 2025, resulted in a plaintiff win outcome. The core dispute centered on whether Ironshore Specialty Insurance...
Insurer must defend contractor for construction defect claims under CGL policy
Tarlton & Sons v. Great American Ins. Co., decided by California Court of Appeal on May 21, 2025, resulted in a plaintiff win outcome. The core dispute involved whether Great American Insurance Compan...
Iowa Court Affirms Insurer's Denial of Home Damage Claim
John Dostart v. Columbia Insurance Group, decided by Iowa Supreme Court on April 18, 2025, resulted in a defendant win outcome. The plaintiff, John Dostart, sued Columbia Insurance Group for breach of...
All-Risks Policy Doesn't Cover Gradual Leak Damage
Karl Tobien v. Nationwide Gen. Ins. Co., decided by Sixth Circuit on April 2, 2025, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's grant of summary judgment to Na...