Explore 16 court opinions on Proximate Cause In Insurance Claims. AI-powered plain English summaries, key holdings, and legal analysis.
16 recent cases analyzed in this topic area.
Citizens Property Insurance must cover water damage not excluded by policy terms.
Citizens Property Insurance Corporation v. Alejandro Luzardo Villasmil and Anthony Jose Ferrer, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. The ...
Anti-concurrent causation clause ambiguous, insurer must cover water damage
Manuel Lastra v. Universal Property & Casualty Insurance Company, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. This case concerns whether a homeo...
Appellate Court Affirms Negligence Finding in Hotel Fire Case
Sher Hospitality, Inc.; GTHCC 2017, LLC.; And GTHCC, INC. v. ASI Lloyd's as Subrogee of Regan Viney, decided by Texas Court of Appeals on April 9, 2026, resulted in a plaintiff win outcome. This case ...
Texas law allows insurers to deny coverage for deaths linked to felonies.
John S. Bynon M.D. v. Susie Garcia, as Wrongful Death Beneficiary of Richard Mostacci, Deceased; Dianelys Corrales, as Wrongful Death Beneficiary of Daniel Rodriguez Alvarez; Robert Osuna, Jr., as Wro...
All-Risk Policy Excludes 'Wear and Tear' Losses
Donald Bouvet v. Illinois Union Insurance Company, decided by Fourth Circuit on March 4, 2026, resulted in a defendant win outcome. The Fourth Circuit affirmed the district court's grant of summary ju...
Citizens Property Insurance Denied Coverage for Mold Damage
Citizens Property Insurance Corporation v. Haydee Buergo, decided by Florida District Court of Appeal on March 4, 2026, resulted in a mixed outcome. The core dispute centered on whether Citizens Prope...
Ninth Circuit: 'All-risk' policy excludes collapse from wear and tear
Industrial Park Center LLC v. Great Northern Insurance Company, decided by Ninth Circuit on December 23, 2025, resulted in a defendant win outcome. The Ninth Circuit affirmed the district court's gran...
All-Risk Policy Exclusion for Wear and Tear Affirmed
Zurich American Insurance Company v. Jerry Walker, decided by Eleventh Circuit on December 22, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's grant of su...
All-Risks Policy Doesn't Cover Gradual Flood Damage
Lauren Woods v. Progressive American Insurance Company, decided by Eleventh Circuit on November 17, 2025, resulted in a defendant win outcome. The Eleventh Circuit affirmed the district court's grant ...
Marine insurer liable for vessel grounding loss
CITGO Petroleum Corp. v. Ascot Underwriting Ltd., decided by Second Circuit on October 28, 2025, resulted in a plaintiff win outcome. The Second Circuit affirmed the district court's grant of summary ...
Ninth Circuit Upholds Insurer's Denial of Disability Benefits
Susan Pitt v. Metropolitan Tower Life Insurance Company, decided by Ninth Circuit on August 13, 2025, resulted in a defendant win outcome. The Ninth Circuit affirmed the district court's grant of summ...
COVID-19 Business Interruption Claims Not Covered Under 'Direct Physical Loss' Policy
Appleton v. National Union Fire Ins. Co. of Pittsburgh, PA, decided by First Circuit on July 29, 2025, resulted in a defendant win outcome. The First Circuit affirmed the district court's grant of sum...
Car insurance policy's collision exclusion bars coverage for tree damage
Leon Drummond v. Progressive Specialty Insurance Co, decided by Third Circuit on July 15, 2025, resulted in a defendant win outcome. The Third Circuit affirmed the district court's grant of summary ju...
Permissive Use Exclusion Applies Even if Driver is Named Insured Elsewhere
Leon Drummond v. Progressive Specialty Insurance Co, decided by Third Circuit on July 7, 2025, resulted in a defendant win outcome. The Third Circuit affirmed the district court's grant of summary jud...
Insurance policy covers fire loss; "intentional acts" exclusion not met
Citizens Insurance Company of America v. Mullins Food Products, Inc., decided by Seventh Circuit on May 23, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's...
All-Risk Policy Doesn't Cover Mold Damage Due to Neglect
Suzanne Wolf v. Riverport Insurance Company, decided by Seventh Circuit on March 20, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's grant of summary judgm...