Explore 11 court opinions on Proximate Cause In Insurance Law. AI-powered plain English summaries, key holdings, and legal analysis.
11 recent cases analyzed in this topic area.
Florida appeals court upholds mold exclusion in insurance policy
Mario Izquierdo v. Universal Insurance Company of North America, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. The appellate court reviewed a trial...
Anti-concurrent causation clause bars flood damage claim under 'all risks' policy
Cooper v. State Farm, decided by Fifth Circuit on February 12, 2026, resulted in a defendant win outcome. The Fifth Circuit affirmed the district court's grant of summary judgment to State Farm, holdi...
Earth Movement Exclusion Bars Mold Damage Coverage
People v. U.S. Fire Ins. Co., decided by California Court of Appeal on October 17, 2025, resulted in a defendant win outcome. The plaintiff, a homeowners association, sued the defendant insurer for br...
Negligence, Not Intent, Triggers Fire Insurance Coverage Exclusion
State Farm Fire and Casualty Co. v. Diblin, decided by California Court of Appeal on October 7, 2025, resulted in a defendant win outcome. The core dispute involved whether State Farm Fire and Casualt...
Homeowners Policy Covers Fraudulent Acts by Third Parties
People v. U.S. Fire Ins. Co., decided by California Court of Appeal on October 1, 2025, resulted in a plaintiff win outcome. The plaintiff, a victim of a fraudulent scheme, sought to recover damages f...
Faulty Workmanship Not Covered by All-Risk Policy
Hammond Power Solutions, Inc. v. National Union Fire Insurance Company of Pittsburg, decided by Seventh Circuit on July 25, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the ...
Crop insurance policy excludes windstorm damage, even if hail also present
Scott v. Nationwide Agribusiness Insurance, decided by Tenth Circuit on June 25, 2025, resulted in a defendant win outcome. The Tenth Circuit affirmed the district court's grant of summary judgment to...
Insurance exclusion for intentional acts requires intent to cause loss, not just intent to act.
Citizens Insurance Company of America v. Mullins Food Products, Inc., decided by Seventh Circuit on May 2, 2025, resulted in a defendant win outcome. The Seventh Circuit affirmed the district court's ...
Windstorm damage to grain bins covered despite pre-existing wear and tear.
Heartland Co-Op v. Nationwide Agribusiness Insurance Company, decided by Iowa Supreme Court on March 21, 2025, resulted in a plaintiff win outcome. The core dispute centered on whether Nationwide's "f...
All Risks Insurance Policy Does Not Cover Unlisted Perils
Various Insurers, Reinsurers and Retrocessionaires v. General Electric International, Inc., decided by Eleventh Circuit on March 18, 2025, resulted in a defendant win outcome. This case concerns the i...
Ninth Circuit Affirms Insurance Denial for Intentional Fire
Farmers Direct Property and Casualty Insurance Company v. Montez, decided by Ninth Circuit on March 6, 2025, resulted in a defendant win outcome. The Ninth Circuit reviewed the district court's grant ...