Browse 14 water damage claims cases decided by Florida District Court of Appeal. AI-powered summaries, holdings, and legal analysis.
Water Damage Claims Opinions from Florida District Court of Appeal (14)
Appellate Court Affirms Coverage for Water Damage Claim Due to Ambiguous Exclusion
Florida District Court of Appeal · 2026-04-23 · Plaintiff Win · Impact: 40/100
Well Done Mitigation LLC A/A/O Danielle Harvard v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on April 23, 2026, resulted in a plaintiff win outcome. This cas...
Insurance policy exclusion for mold bars coverage for ensuing water damage.
Florida District Court of Appeal · 2026-04-16 · Defendant Win · Impact: 25/100
Jose Quinones and Nancy Quinones v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on April 16, 2026, resulted in a defendant win outcome. The core disp...
Anti-concurrent causation clause ambiguous, insurer must cover water damage
Florida District Court of Appeal · 2026-04-15 · Plaintiff Win · Impact: 65/100
Manuel Lastra v. Universal Property & Casualty Insurance Company, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. This case concerns whether a homeo...
Appellate court affirms denial of water damage claim based on 'wear and tear' exclusion
Florida District Court of Appeal · 2026-03-25 · Defendant Win · Impact: 15/100
Carlos Escobar v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The plaintiff, Carlos Escobar, sued Citiz...
Insurance policy covers water damage not excluded as a flood
Florida District Court of Appeal · 2026-03-25 · Defendant Win · Impact: 30/100
All Dry USA v. Fred Savell and Mary Savell, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The appellate court affirmed the trial court's decision,...
Appellate Court Affirms Insurer's Denial of Water Damage Claim
Florida District Court of Appeal · 2026-03-24 · Defendant Win · Impact: 15/100
Barbara Byron v. State Farm Florida Insurance Company, decided by Florida District Court of Appeal on March 24, 2026, resulted in a defendant win outcome. The core dispute centered on whether State Fa...
Roofing company liable for water damage due to faulty installation
Florida District Court of Appeal · 2026-03-17 · Plaintiff Win · Impact: 25/100
CYPRESS PROPERTY & CASUALTY INSURANCE COMPANY, as Subrogee of Emilia Robio v. DREAM FINDERS HOMES, LLC F/K/A CENTURY HOMES FLORIDA, LLC and C. STERLING QUALITY ROOFING, INC., decided by Florida Distri...
Mold exclusion applies when it's the efficient proximate cause of damage
Florida District Court of Appeal · 2026-03-04 · Defendant Win · Impact: 30/100
Mario Izquierdo v. Universal Insurance Company of North America, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. The appellate court reviewed a lower...
Appellate Court Affirms Insurance Denial for Water Damage Claim
Florida District Court of Appeal · 2026-02-25 · Defendant Win · Impact: 25/100
Indoor Environmental Restoration Now, Inc. A/A/O Carlos Sarmiento and Danilda Baez v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on February 25, 2026, resulte...
Ambiguous Flood Exclusion Allows Jury Trial for Water Damage Claim
Florida District Court of Appeal · 2026-02-24 · Mixed · Impact: 40/100
Joy Jones v. State Farm Mutual Automobile Insurance Company, decided by Florida District Court of Appeal on February 24, 2026, resulted in a mixed outcome. The core dispute centered on whether State F...
Appellate Court Affirms Insurer's Denial of Water Damage Claim
Florida District Court of Appeal · 2026-02-12 · Defendant Win · Impact: 15/100
Pedro Binaggia v. American Platinum Property and Casualty Insurance Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a defendant win outcome. The core dispute cen...
Insurance company must cover water damage not caused by flood
Florida District Court of Appeal · 2026-02-12 · Plaintiff Win · Impact: 25/100
Samantha Burns and James Speith v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a plaintiff win outcome. The core di...
Appellate Court Affirms Bad Faith Finding Against Insurer
Florida District Court of Appeal · 2026-02-11 · Plaintiff Win · Impact: 65/100
Pierre Seneque v. Florida Peninsula Insurance Company, decided by Florida District Court of Appeal on February 11, 2026, resulted in a plaintiff win outcome. The core dispute centered on whether Flori...
Appellate Court Rules Mold Exclusion Doesn't Bar Water Damage Claim
Florida District Court of Appeal · 2026-02-04 · Plaintiff Win · Impact: 60/100
Spartan Services Corp. v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on February 4, 2026, resulted in a plaintiff win outcome. The core dispute centered on wh...