Explore 19 court opinions on Water Damage Claims. AI-powered plain English summaries, key holdings, and legal analysis.
19 recent cases analyzed in this topic area.
Appellate Court Affirms Coverage for Water Damage Claim Due to Ambiguous Exclusion
Well Done Mitigation LLC A/A/O Danielle Harvard v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on April 23, 2026, resulted in a plaintiff win outcome. This cas...
Insurance policy exclusion for mold bars coverage for ensuing water damage.
Jose Quinones and Nancy Quinones v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on April 16, 2026, resulted in a defendant win outcome. The core disp...
Anti-concurrent causation clause ambiguous, insurer must cover water damage
Manuel Lastra v. Universal Property & Casualty Insurance Company, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. This case concerns whether a homeo...
Water damage exclusion in insurance policy upheld
Garcia-Navarro v. Universal Insurance Company, decided by First Circuit on April 10, 2026, resulted in a defendant win outcome. The core dispute centered on whether Universal Insurance Company's denia...
Appellate court affirms denial of water damage claim based on 'wear and tear' exclusion
Carlos Escobar v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The plaintiff, Carlos Escobar, sued Citiz...
Insurance policy covers water damage not excluded as a flood
All Dry USA v. Fred Savell and Mary Savell, decided by Florida District Court of Appeal on March 25, 2026, resulted in a defendant win outcome. The appellate court affirmed the trial court's decision,...
Appellate Court Affirms Insurer's Denial of Water Damage Claim
Barbara Byron v. State Farm Florida Insurance Company, decided by Florida District Court of Appeal on March 24, 2026, resulted in a defendant win outcome. The core dispute centered on whether State Fa...
Roofing company liable for water damage due to faulty installation
CYPRESS PROPERTY & CASUALTY INSURANCE COMPANY, as Subrogee of Emilia Robio v. DREAM FINDERS HOMES, LLC F/K/A CENTURY HOMES FLORIDA, LLC and C. STERLING QUALITY ROOFING, INC., decided by Florida Distri...
Florida appeals court upholds mold exclusion in insurance policy
Mario Izquierdo v. Universal Insurance Company of North America, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. The appellate court reviewed a trial...
Appellate court affirms denial of mold damage coverage under insurance policy
Indoor Environmental Restoration Now, Inc. A/A/O Carlos Sarmiento and Danilda Baez v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on February 25, 2026, resulte...
Ambiguous Flood Exclusion Allows Jury Trial for Water Damage Claim
Joy Jones v. State Farm Mutual Automobile Insurance Company, decided by Florida District Court of Appeal on February 24, 2026, resulted in a mixed outcome. The core dispute centered on whether State F...
Appellate Court Affirms Insurer's Denial of Water Damage Claim
Pedro Binaggia v. American Platinum Property and Casualty Insurance Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a defendant win outcome. The core dispute cen...
Insurance company must cover water damage not caused by flood
Samantha Burns and James Speith v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a plaintiff win outcome. The core di...
Appellate Court Affirms Bad Faith Finding Against Insurer
Pierre Seneque v. Florida Peninsula Insurance Company, decided by Florida District Court of Appeal on February 11, 2026, resulted in a plaintiff win outcome. The core dispute centered on whether Flori...
Appellate Court Rules Mold Exclusion Doesn't Bar Water Damage Claim
Spartan Services Corp. v. Citizens Property Insurance Corporation, decided by Florida District Court of Appeal on February 4, 2026, resulted in a plaintiff win outcome. The core dispute centered on wh...
Insurance policy's flood exclusion covers surface water damage
Leonard v. State Farm Fire & Cas. Co, decided by Ohio Court of Appeals on November 10, 2025, resulted in a defendant win outcome. The core dispute centered on whether State Farm Fire & Casualty Compan...
Water Damage Claim Denial Upheld Due to Flood Exclusion
Davis v. CSAA Ins. Exchange, decided by California Court of Appeal on September 8, 2025, resulted in a defendant win outcome. The plaintiff, Davis, sued CSAA Insurance Exchange after their claim for w...
Water Damage Claim Denied: Policy Exclusion for Flood Upheld
Xiang Zhao v. State Farm Fire & Casualty Co., decided by Illinois Appellate Court on May 12, 2025, resulted in a defendant win outcome. The plaintiff, Xiang Zhao, sued State Farm Fire & Casualty Co. a...
All-Risks Policy Doesn't Cover Gradual Leak Damage
Karl Tobien v. Nationwide Gen. Ins. Co., decided by Sixth Circuit on April 2, 2025, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's grant of summary judgment to Na...