Explore 20 ambiguity in insurance contracts court cases in Florida. AI-powered summaries, key holdings, and legal analysis.
Water Damage Exclusion Ambiguous in Insurance Policy
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on April 22, 2026, resulted in a reversed outcome. The core dispute centered on whether Uni...
Insurance policy exclusion for mold bars coverage for ensuing water damage.
Jose Quinones and Nancy Quinones v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on April 16, 2026, resulted in a defendant win outcome. The core disp...
Citizens Property Insurance must cover water damage not excluded by policy terms.
Citizens Property Insurance Corporation v. Alejandro Luzardo Villasmil and Anthony Jose Ferrer, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. The ...
Anti-concurrent causation clause ambiguous, insurer must cover water damage
Manuel Lastra v. Universal Property & Casualty Insurance Company, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. This case concerns whether a homeo...
Appellate Court Rules Mold Exclusion Ambiguous, Reverses Insurer's Win
SafePoint Insurance Company v. Riley Ellison, Jr., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on whether SafePoint Insurance ...
Insurance policy exclusions for data breach are ambiguous, court rules
Infinity Auto Insurance Company v. Health & Wellness Evolution Company, Etc., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on w...
Named Peril Insurance Coverage Denied for Gradual Water Leak
Graham v. Hillsborough County Sheriff's Office/Commercial Risk Management, Inc., decided by Florida District Court of Appeal on March 20, 2026, resulted in a defendant win outcome. This case concerns ...
FIGA coverage is derivative, not new; sinkhole damage excluded
Robert Gruenthal and Julia Gruenthal v. Florida Insurance Guaranty Association, decided by Florida District Court of Appeal on March 19, 2026, resulted in a defendant win outcome. The Gruenthals sued ...
Florida court finds coverage for unnamed permissive user under ambiguous policy
Privilege Underwriters Reciprocal Exchange, Inc. v. Lawrence Walters, decided by Florida District Court of Appeal on March 5, 2026, resulted in a plaintiff win outcome. The core dispute centered on wh...
Florida appeals court upholds mold exclusion in insurance policy
Mario Izquierdo v. Universal Insurance Company of North America, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. The appellate court reviewed a trial...
Citizens Property Insurance Denied Coverage for Mold Damage
Citizens Property Insurance Corporation v. Haydee Buergo, decided by Florida District Court of Appeal on March 4, 2026, resulted in a mixed outcome. The core dispute centered on whether Citizens Prope...
Ambiguous 'Named Insured' Clause in Auto Policy Construed Against Insurer
Universal Property & Casualty Insurance Company v. Tirado, Tirado, decided by Florida District Court of Appeal on February 25, 2026, resulted in a plaintiff win outcome. The core dispute centered on w...
Insurance water damage exclusion ambiguous when conflicting with leak coverage
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on February 25, 2026, resulted in a reversed outcome. The core dispute centered on whether ...
Ambiguous Flood Exclusion Allows Jury Trial for Water Damage Claim
Joy Jones v. State Farm Mutual Automobile Insurance Company, decided by Florida District Court of Appeal on February 24, 2026, resulted in a mixed outcome. The core dispute centered on whether State F...
Insurance policy exclusion for racing upheld on appeal
Catherine E. Czyz v. Progressive Michigan Insurance Company, decided by Florida District Court of Appeal on February 18, 2026, resulted in a defendant win outcome. The plaintiff, Catherine E. Czyz, ap...
Insurance Policy's "Named Insured" Clause Does Not Cover Permissive Users
Hiscox Insurance Company Inc., Etc. v. Meredith Werline, Etc., decided by Florida District Court of Appeal on February 18, 2026, resulted in a defendant win outcome. The core dispute involved whether ...
Appellate court reverses summary judgment in car accident injury case
Zaida M. Valentin v. Nathan Werneth and Progressive Select Insurance Company, decided by Florida District Court of Appeal on February 17, 2026, resulted in a plaintiff win outcome. The plaintiff, Zaid...
Water damage claim denied due to policy's 'wear and tear' exclusion
Pedro Binaggia v. American Platinum Property and Casualty Insurance Company, decided by Florida District Court of Appeal on February 12, 2026, resulted in a defendant win outcome. The plaintiff, Pedro...
Appellate Court Affirms Insurer's Summary Judgment in Water Damage Claim
People's Trust Insurance Company v. Dory Jeditt, decided by Florida District Court of Appeal on February 11, 2026, resulted in a defendant win outcome. The appellate court reviewed a trial court's dec...
Named Insured Clause Limits Coverage to Explicitly Listed Individuals
Universal Property & Casualty Insurance Company v. Nelson Rodriguez and Yoseida Cuevas, decided by Florida District Court of Appeal on February 6, 2026, resulted in a defendant win outcome. The core d...
CaseLawBrief currently tracks 20 ambiguity in insurance contracts cases from courts in Florida. New cases are added as opinions are published.
Courts deciding ambiguity in insurance contracts cases in Florida include: fladistctapp (20 cases).
Outcome breakdown: Reversed: 2, Defendant Win: 9, Plaintiff Win: 5, Mixed: 4.