Explore 24 court opinions on Ambiguity In Insurance Contracts. AI-powered plain English summaries, key holdings, and legal analysis.
24 recent cases analyzed in this topic area.
Ohio Court: Ambiguous Exclusion Clause Triggers Insurance Coverage
Shelter Mut. Ins. Co. v. Jones, decided by Ohio Court of Appeals on April 24, 2026, resulted in a plaintiff win outcome. The core dispute involved whether Shelter Mutual Insurance Company could deny c...
Ninth Circuit: Fire policy exclusion for earth movement bars landslide claim
County of San Bernardino v. Insurance Company of the State of Pennsylvania, decided by Ninth Circuit on April 23, 2026, resulted in a defendant win outcome. The Ninth Circuit affirmed the district cou...
Water Damage Exclusion Ambiguous in Insurance Policy
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on April 22, 2026, resulted in a reversed outcome. The core dispute centered on whether Uni...
Insurance policy exclusion for mold bars coverage for ensuing water damage.
Jose Quinones and Nancy Quinones v. Universal Property and Casualty Insurance Company, decided by Florida District Court of Appeal on April 16, 2026, resulted in a defendant win outcome. The core disp...
Insurance coverage for water damage hinges on policy language interpretation
Citizens Property Insurance Corporation v. Alejandro Luzardo Villasmil and Anthony Jose Ferrer, decided by Florida District Court of Appeal on April 15, 2026, resulted in a mixed outcome. The core dis...
Anti-concurrent causation clause ambiguous, insurer must cover water damage
Manuel Lastra v. Universal Property & Casualty Insurance Company, decided by Florida District Court of Appeal on April 15, 2026, resulted in a plaintiff win outcome. This case concerns whether a homeo...
Water damage exclusion in insurance policy upheld
Garcia-Navarro v. Universal Insurance Company, decided by First Circuit on April 10, 2026, resulted in a defendant win outcome. The core dispute centered on whether Universal Insurance Company's denia...
Appellate court affirms denial of insurance claim based on policy exclusion
Esdras Nehemias Pineda Orellana v. National Specialty Insurance Company, decided by Texas Court of Appeals on April 9, 2026, resulted in a defendant win outcome. The plaintiff, Esdras Nehemias Pineda ...
Texas court finds homeowner's policy may cover slow leak from hidden pipe
Progressive Direct Insurance Company v. Christopher Marr, decided by Texas Court of Appeals on April 8, 2026, resulted in a plaintiff win outcome. The dispute centered on whether Christopher Marr's ho...
Appellate Court Rules Mold Exclusion Ambiguous, Reverses Insurer's Win
SafePoint Insurance Company v. Riley Ellison, Jr., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on whether SafePoint Insurance ...
Insurance policy exclusions for data breach are ambiguous, court rules
Infinity Auto Insurance Company v. Health & Wellness Evolution Company, Etc., decided by Florida District Court of Appeal on March 25, 2026, resulted in a mixed outcome. The core dispute centered on w...
Ohio Court: "Named Insured" Clause Covers Permissive User
Motorists Mut. Ins. Co. v. Soussou, decided by Ohio Court of Appeals on March 23, 2026, resulted in a plaintiff win outcome. The core dispute involved whether an insurance policy's "named insured" cla...
Named Peril Insurance Coverage Denied for Gradual Water Leak
Graham v. Hillsborough County Sheriff's Office/Commercial Risk Management, Inc., decided by Florida District Court of Appeal on March 20, 2026, resulted in a defendant win outcome. This case concerns ...
FIGA coverage is derivative, not new; sinkhole damage excluded
Robert Gruenthal and Julia Gruenthal v. Florida Insurance Guaranty Association, decided by Florida District Court of Appeal on March 19, 2026, resulted in a defendant win outcome. The Gruenthals sued ...
Florida court finds coverage for unnamed permissive user under ambiguous policy
Privilege Underwriters Reciprocal Exchange, Inc. v. Lawrence Walters, decided by Florida District Court of Appeal on March 5, 2026, resulted in a plaintiff win outcome. The core dispute centered on wh...
Mold Not a 'Pollutant' Under Insurance Policy, Fourth Circuit Rules
City of Wausau v. Illinois Union Insurance Comapy, decided by Fourth Circuit on March 4, 2026, resulted in a plaintiff win outcome. The Fourth Circuit addressed whether an insurance policy's "pollutio...
All-Risk Policy Doesn't Cover Gradual Wear and Tear
Donald Bouvet v. Illinois Union Insurance Company, decided by Fourth Circuit on March 4, 2026, resulted in a defendant win outcome. The Fourth Circuit affirmed the district court's grant of summary ju...
Asbestos claims covered by insurance despite fiber size exclusion
LAOSD Asbestos Cases, decided by California Court of Appeal on March 4, 2026, resulted in a plaintiff win outcome. This case consolidated multiple asbestos-related personal injury claims against vario...
Florida appeals court upholds mold exclusion in insurance policy
Mario Izquierdo v. Universal Insurance Company of North America, decided by Florida District Court of Appeal on March 4, 2026, resulted in a defendant win outcome. The appellate court reviewed a trial...
Citizens Property Insurance Denied Coverage for Mold Damage
Citizens Property Insurance Corporation v. Haydee Buergo, decided by Florida District Court of Appeal on March 4, 2026, resulted in a mixed outcome. The core dispute centered on whether Citizens Prope...
Church policy doesn't cover ex-pastor after disassociation
Crothersville Lighthouse Tabernacle Church, Incor v. Church Mutual Insurance Company, decided by Seventh Circuit on March 2, 2026, resulted in a defendant win outcome. The Seventh Circuit affirmed the...
Ambiguous 'Named Insured' Clause in Auto Policy Construed in Favor of Insured
Universal Property & Casualty Insurance Company v. Tirado, Tirado, decided by Florida District Court of Appeal on February 25, 2026, resulted in a plaintiff win outcome. The core dispute centered on w...
Insurance water damage exclusion ambiguous when conflicting with leak coverage
Universal Property & Casualty Insurance Company v. Jada Griffin, decided by Florida District Court of Appeal on February 25, 2026, resulted in a reversed outcome. The core dispute centered on whether ...
Insured's subjective expectations do not override clear policy language
Nathan Roberts v. Progressive Preferred Ins. Co., decided by Sixth Circuit on February 24, 2026, resulted in a defendant win outcome. The Sixth Circuit affirmed the district court's grant of summary j...